American Express
American Express® Gold Card
Transfers to airlines & hotels
Annual fee
$325/yr
Welcome bonus
100,000 Membership Rewards® Points
Min spend
$8,000 in 6 months
Recommended credit
Good to Excellent (700+)
Rates and offer last verified June 5, 2026.
Earning rates
4x points at U.S. restaurants
4x points at U.S. supermarkets (up to $25k/yr)
3x points on flights booked direct or via Amex Travel
Features & benefits
$120 Uber Cash credit ($10/month for Uber Eats or rides)
$120 dining credit ($10/month at Grubhub, The Cheesecake Factory & more)
$100 Resy credit ($50 semi-annually at Resy restaurants)
$84 Dunkin' credit ($7/month)
No foreign transaction fees
Baggage insurance plan and trip delay reimbursement
Purchase protection and extended warranty
Car rental loss and damage insurance
Statement credits
$120 Uber Cash ($10/month)
$120 dining credit ($10/month at Grubhub & more)
$100 Resy credit ($50 semi-annually)
$84 Dunkin' credit ($7/month)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express® Gold Card lands.
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