American Express
The Platinum Card® from American Express
Transfers to airlines & hotels
Annual fee
$895/yr
Welcome bonus
175,000 Membership Rewards® Points
Min spend
$12,000 in 6 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 5, 2026.
Earning rates
5x points on flights booked direct or via Amex Travel (up to $500k/yr)
5x on prepaid hotels via Amex Travel
Features & benefits
$200 Uber Cash annually ($15/month + $20 in December)
$200 airline fee credit annually
$200 Fine Hotels + Resorts hotel credit
$240 digital entertainment credit ($20/month, Disney+, Hulu, ESPN+, Peacock & more)
$189 CLEAR Plus credit annually
$100 Saks Fifth Avenue credit ($50 semi-annually)
Global Entry or TSA PreCheck application fee credit
Access to 1,400+ airport lounges worldwide (Centurion Lounges, Priority Pass, Delta Sky Club & more)
Automatic Marriott Bonvoy Gold and Hilton Honors Gold status
No foreign transaction fees
Trip cancellation/interruption insurance and trip delay reimbursement
Baggage insurance, purchase protection, extended warranty
Cell phone protection
Statement credits
$200 Uber Cash annually
$200 airline fee credit annually
$200 Fine Hotels + Resorts credit
$240 digital entertainment credit ($20/month)
$189 CLEAR Plus credit
$100 Saks Fifth Avenue credit ($50 semi-annually)
Global Entry or TSA PreCheck fee credit (~$100)
Priority Pass lounge access (1,400+ lounges)
How does it rank for your spending?
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