Goldman Sachs
Apple Card
Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
N/A
Recommended credit
Fair to Good (640+)
Rates and offer last verified June 5, 2026.
Earning rates
3% Daily Cash back at Apple and select partners (Nike, Uber, Walgreens & more)
2% Daily Cash on all Apple Pay purchases
1% when using the physical titanium card
Daily Cash deposited instantly, spend it right away via Apple Cash
0% interest Apple Card Monthly Installments for Apple products
Goldman Sachs FDIC-insured high-yield savings account for Daily Cash
Features & benefits
No annual fee, no foreign transaction fees, no late fees, no penalty rates
No card number, CVV, or expiration on the physical card, maximum privacy
Advanced fraud protection via Face ID, Touch ID, and device-based security
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Apple Card lands.
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