Bank of America
Bank of America® Customized Cash Rewards Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
$200 online cash rewards bonus
Min spend
$1,000 in 90 days
Recommended credit
Good (670+)
Rates and offer last verified June 5, 2026.
Earning rates
3% cash back in your choice category: gas, online shopping, dining, travel, drug stores, or home improvement
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
3% and 2% earn rate applies to the first $2,500 in combined purchases each quarter
Change your 3% category once per calendar month
Bank of America Preferred Rewards members earn 25% to 75% more cash back on every purchase
Features & benefits
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Bank of America® Customized Cash Rewards Credit Card lands.
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