Citi
Citi Strata Elite℠ Card
Transfers to airlines & hotels
Annual fee
$595/yr
Welcome bonus
100,000 ThankYou® Points
Min spend
$6,000 in 3 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 5, 2026.
Earning rates
12x ThankYou® Points on hotels, car rentals, and attractions booked via Citi Travel
6x on air travel booked via Citi Travel
1.5x on all other purchases
Transfer points to 18+ airline and hotel partners including American Airlines AAdvantage®
Features & benefits
6x at restaurants on Friday & Saturday nights (6pm to 6am ET), 3x all other times
$300 hotel credit on 2+ night stays booked via Citi Travel
$200 annual choice credit (up to 2 brands: American Airlines, Best Buy, Live Nation & more)
$200 Blacklane chauffeur credit annually ($100 Jan to Jun, $100 Jul to Dec)
Priority Pass Select lounge access (10 free visits/yr, then $35/visit)
4 Admirals Club® passes per year
Global Entry or TSA PreCheck fee credit (up to $120 every 4 years)
No foreign transaction fees
Statement credits
$300 hotel credit on 2+ night stays via Citi Travel
$200 annual choice credit (American Airlines, Best Buy, Live Nation & more)
$200 Blacklane chauffeur credit annually
Priority Pass Select lounge access (10 free visits/yr, then $35/visit)
4 Admirals Club® passes per year
Global Entry or TSA PreCheck fee credit
How does it rank for your spending?
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