Gemini
Gemini Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
$200 in crypto
Min spend
$3,000 in 90 days
Recommended credit
Good (670+)
Rates and offer last verified June 5, 2026.
Earning rates
4% back in crypto on gas (up to $300/month, then 1%)
3% back in crypto on dining
2% back in crypto on groceries
1% back in crypto on all other purchases
Choose your crypto: Bitcoin, Ethereum, and 40+ options
Rewards deposited to your Gemini account in real time, no waiting
Features & benefits
No annual fee, no foreign transaction fees
No minimum redemption threshold
Tap to pay with Apple Pay and Google Pay
Mastercard World Elite travel and purchase benefits
Freeze your card instantly from the Gemini app
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Gemini Credit Card lands.
Calculate My Card