American Express
Hilton Honors American Express Surpass® Card
Locked to Hilton Honors
Annual fee
$150/yr
Welcome bonus
130,000 Hilton Honors Bonus Points
Min spend
$3,000 in 6 months
Recommended credit
Good (670+)
Rates and offer last verified June 5, 2026.
Earning rates
12x Hilton Honors points at Hilton portfolio hotels
3x on all other purchases
Automatic Hilton Honors Gold Status (80% bonus points, room upgrades when available)
Features & benefits
6x at U.S. restaurants, supermarkets, and gas stations
Free Night Reward each card anniversary
$200 Hilton resort statement credit annually
Priority Pass Select lounge access (10 free visits/yr, then $35/visit)
No foreign transaction fees
Trip cancellation/interruption insurance and baggage insurance
Car rental loss and damage insurance
Statement credits
$200 Hilton resort statement credit annually
Priority Pass Select lounge access (10 free visits/yr, then $35/visit)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Hilton Honors American Express Surpass® Card lands.
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