Wells Fargo
Wells Fargo Autograph℠ Card
Transfers to airlines & hotels
Annual fee
No annual fee
Welcome bonus
20,000 bonus points ($200 value)
Min spend
$1,000 in 3 months
Recommended credit
Good (670+)
Rates and offer last verified June 5, 2026.
Earning rates
3x points on restaurants, travel, gas stations and EV charging, transit, streaming, and phone plans
1x on all other purchases
20,000 bonus points ($200 value) after $1,000 spend in first 3 months
0% intro APR for 12 months on purchases
Features & benefits
No annual fee, no foreign transaction fees
Cell phone protection up to $600 (when you pay your monthly bill with this card)
Auto rental collision damage waiver
Travel accident insurance
Visa Signature Concierge service
Zero liability protection
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Wells Fargo Autograph℠ Card lands.
Calculate My Card