Southwest Rapid Rewards® Priority vs Wyndham Rewards Earner® Card

Southwest Rapid Rewards® Priority
VS
Wyndham Rewards Earner® Card
The short answer: The Wyndham Rewards Earner® Card delivers a bit more value for most spenders.

Side-by-side comparison

Southwest Rapid Rewards® PriorityWyndham Rewards Earner® Card
Annual fee$229No annual fee
Welcome offer50,000 90,000 Rapid Rewards® bonus points (limited-time)Up to 75,000 points
Dining2x3x
Groceries1x3x
Gas2x3x
Travel1x1x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$343$515
Points typeLocked to Southwest Rapid RewardsLocked to Wyndham Rewards
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Southwest Rapid Rewards® Priority earns about $343 a year in rewards and the Wyndham Rewards Earner® Card about $515, valuing every point at a flat 1 cent. The Southwest Rapid Rewards® Priority charges $229, but carries about $75 in annual statement credits that offset it for anyone who uses them. The Wyndham Rewards Earner® Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Card delivers more total value, about $363 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and dining. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Southwest Rapid Rewards® Priority currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Wyndham Rewards Earner® Card if your spending leans toward dining, groceries, gas.

Read the full reviews

Frequently asked questions

Is the Southwest Rapid Rewards® Priority or the Wyndham Rewards Earner® Card better?
On typical household spending, the Wyndham Rewards Earner® Card comes out ahead, by roughly $363 a year with every point valued at a flat 1 cent. But the Southwest Rapid Rewards® Priority can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Southwest Rapid Rewards® Priority and the Wyndham Rewards Earner® Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Southwest Rapid Rewards® Priority or the Wyndham Rewards Earner® Card?
As of June 2026, the Southwest Rapid Rewards® Priority offers 90,000 Rapid Rewards® bonus points and the Wyndham Rewards Earner® Card offers up to 75,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.