Credit Card Reviews

An honest, no-fluff review of every card we track. We value all points at a flat 1 cent, take no view from affiliate payouts, and tell you plainly what each card is good at, who should carry it, and where it falls short. Tap any card for the full review.

American Express

American Express® Green

Up to 3x on dining and travel, $150/yr.

4.5★›

American Express® Gold

Up to 4x on dining and groceries, $325/yr.

5.0★›

American Express® Platinum

Up to 5x on travel, $895/yr.

4.5★›

American Express® Blue Cash Preferred

Up to 6x on groceries and streaming, $95/yr.

4.5★›

American Express® Blue Cash Everyday

Up to 3x on groceries and gas, no annual fee.

4.0★›

Delta SkyMiles® Blue

Up to 2x on dining, no annual fee.

3.5★›

Delta SkyMiles® Gold

Up to 2x on dining and groceries, $150/yr.

3.5★›

Delta SkyMiles® Platinum

Up to 2x on dining and groceries, $350/yr.

3.5★›

Delta SkyMiles® Reserve

Flat 1x on everything, $650/yr.

3.0★›

Hilton Honors Aspire

Up to 7x on dining and travel, $550/yr.

4.5★›

Hilton Honors Surpass®

Up to 6x on dining and groceries, $150/yr.

4.5★›

Hilton Honors

Up to 5x on dining and groceries, no annual fee.

4.0★›

Marriott Bonvoy Brilliant®

Up to 3x on dining and travel, $650/yr.

4.0★›

American Express® Business Gold

Up to 4x on dining and gas, $375/yr.

4.5★›

American Express® Blue Business Plus

Flat 2x on everything, no annual fee.

4.0★›

American Express® Business Platinum

Up to 5x on travel, $895/yr.

5.0★›

Chase

Chase Sapphire Preferred®

Up to 3x on dining and groceries, $95/yr.

4.5★›

Chase Sapphire Reserve®

Up to 4x on travel and dining, $795/yr.

5.0★›

Chase Freedom Unlimited®

Up to 3x on dining and drugstores, no annual fee.

4.0★›

Chase Freedom Flex℠

Up to 3x on dining and drugstores, no annual fee.

4.0★›

Chase Freedom Rise®

Flat 1.5x on everything, no annual fee.

3.5★›

Prime Visa

Up to 5x on Whole Foods and Amazon Fresh and dining, no annual fee.

4.0★›

Amazon Visa

Up to 3x on Whole Foods and Amazon Fresh and dining, no annual fee.

3.5★›

Marriott Bonvoy Boundless®

Up to 3x on dining and groceries, $95/yr.

4.0★›

Southwest Rapid Rewards® Plus

Up to 2x on groceries and gas, $99/yr.

3.5★›

Southwest Rapid Rewards® Priority

Up to 2x on dining and gas, $229/yr.

3.5★›

Southwest Rapid Rewards® Premier

Up to 2x on dining and groceries, $149/yr.

3.5★›

Ink Business Preferred®

Up to 3x on travel and phone bills, $95/yr.

4.5★›

Ink Business Cash®

Up to 5x on phone bills and office supplies, no annual fee.

4.5★›

Ink Business Unlimited®

Flat 1.5x on everything, no annual fee.

3.5★›

Chase Sapphire Reserve for Business℠

Up to 4x on dining and travel, $795/yr.

4.0★›

IHG One Rewards Premier

Up to 5x on dining and gas, $99/yr.

4.5★›

World of Hyatt

Up to 2x on dining and travel, $95/yr.

3.5★›

United℠ Explorer

Up to 2x on dining, $150/yr.

3.5★›

United℠ Gateway

Up to 2x on gas and transit, no annual fee.

3.5★›

United℠ Quest

Up to 2x on dining and travel, $350/yr.

3.5★›

United℠ Club

Up to 2x on dining and travel, $695/yr.

3.0★›

Capital One

Capital One Venture X

Up to 5x on travel, $395/yr.

5.0★›

Capital One Savor

Up to 3x on dining and groceries, no annual fee.

4.0★›

Capital One QuicksilverOne

Flat 1.5x on everything, $39/yr.

3.5★›

Capital One SavorOne

Up to 3x on dining and groceries, $39/yr.

4.0★›

Capital One Quicksilver

Flat 1.5x on everything, no annual fee.

3.5★›

Capital One Venture

Up to 5x on travel, $95/yr.

5.0★›

Capital One Quicksilver Student

Flat 1.5x on everything, no annual fee.

3.5★›

Citi

Citi Double Cash®

Flat 2x on everything, no annual fee.

4.0★›

Citi Strata Premier℠

Up to 3x on dining and groceries, $95/yr.

4.5★›

Citi Strata Elite℠

Up to 12x on travel and dining, $595/yr.

5.0★›

Citi® / AAdvantage® Executive

Flat 1x on everything, $595/yr.

2.5★›

Citi® / AAdvantage® Platinum Select®

Up to 2x on dining and gas, $99/yr.

3.5★›

Citi® / AAdvantage® MileUp®

Up to 2x on groceries, no annual fee.

3.5★›

Citi Strata℠

Up to 3x on groceries and gas, no annual fee.

4.0★›

Costco Anywhere Visa®

Up to 4x on gas and dining, no annual fee.

4.0★›

Bilt

Bilt Blue

Up to 2x on travel, no annual fee.

4.0★›

Bilt Obsidian

Up to 3x on dining and groceries, $95/yr.

4.5★›

Bilt Palladium

Flat 2x on everything, $495/yr.

4.5★›

Discover

Discover it® Cash Back

Up to 2x on dining and groceries, no annual fee.

3.5★›

Discover it® Student Cash Back

Up to 2x on dining and groceries, no annual fee.

3.5★›

Wells Fargo

Wells Fargo Active Cash®

Flat 2x on everything, no annual fee.

4.0★›

Wells Fargo Autograph℠

Up to 3x on dining and gas, no annual fee.

4.5★›

Wells Fargo Autograph Journey℠

Up to 5x on travel and dining, $95/yr.

4.5★›

Wells Fargo Attune℠

Up to 4x on gas and travel, no annual fee.

4.0★›

Wells Fargo Signify Business Cash℠

Flat 2x on everything, no annual fee.

4.0★›

Barclays

JetBlue Card

Up to 2x on dining and groceries, no annual fee.

3.5★›

JetBlue Plus

Up to 2x on dining and groceries, $99/yr.

3.5★›

JetBlue Premier

Up to 2x on dining and groceries, $499/yr.

3.0★›

Bank of America

Atmos Rewards Ascent

Up to 2x on gas and streaming, $95/yr.

3.5★›

Atmos Rewards Summit

Up to 3x on dining, $395/yr.

3.5★›

Bank of America® Customized Cash Rewards

Up to 3x on dining and gas, no annual fee.

4.0★›

U.S. Bank

U.S. Bank Cash+®

Up to 5x on gas and travel, no annual fee.

4.0★›

Goldman Sachs

Apple Card

Flat 2x on everything, no annual fee.

3.5★›

Gemini

Gemini Credit Card

Up to 4x on gas and dining, no annual fee.

4.0★›

Robinhood

Robinhood Gold Card

Up to 5x on travel, $50/yr.

4.0★›

Updated June 2026. Offers verified against issuer sources.