Credit Card Reviews

An honest, no-fluff review of every card we track. We value all points at a flat 1 cent and tell you plainly what each card is good at, who should carry it, and where it falls short. Like a broker, we earn a commission on most cards, though not all, so no single card gets a nudge it did not earn. Tap any card for the full review.

American Express

American Express® Classic Green Card

Up to 3x on dining and travel, $150/yr.

7.9/10›

American Express EveryDay®

Up to 2x on U.S. supermarkets (up to $6,000/yr), no annual fee.

6.5/10›

American Express EveryDay® Preferred

Up to 3x on U.S. supermarkets (up to $6,000/yr) and gas, $95/yr.

5.7/10›

American Express® Gold

Up to 4x on dining and groceries, $325/yr.

8.5/10›

American Express® Platinum

Up to 5x on travel and flights, $895/yr.

8.7/10›

American Express® Platinum for Morgan Stanley

Up to 5x on travel and flights, $895/yr.

8.7/10›

American Express® Platinum for Schwab

Up to 5x on travel and flights, $895/yr.

8.0/10›

The Centurion® Card from American Express

Flat 1x on everything, $5000/yr.

5.7/10›

American Express® Blue Cash Preferred

Up to 6x on groceries and streaming, $95/yr.

9.4/10›

American Express® Blue Cash Everyday

Up to 3x on groceries and gas, no annual fee.

9.3/10›

Blue Cash® Card from American Express

Up to 5x on groceries and gas, no annual fee.

3.0/10›

Delta SkyMiles® Blue

Up to 2x on dining and Delta purchases, no annual fee.

5.6/10›

Delta SkyMiles® Gold

Up to 2x on dining and groceries, $150/yr.

7.4/10›

Delta SkyMiles® Platinum

Up to 3x on Delta purchases and dining, $350/yr.

6.7/10›

Delta SkyMiles® Reserve

Up to 3x on Delta purchases, $650/yr.

6.7/10›

Hilton Honors Aspire

Up to 14x on Hilton hotels and dining, $550/yr.

7.6/10›

Hilton Honors Surpass®

Up to 12x on Hilton hotels and dining, $150/yr.

8.3/10›

Hilton Honors

Up to 7x on Hilton hotels and dining, no annual fee.

7.5/10›

Marriott Bonvoy Brilliant®

Up to 6x on Marriott hotels and dining, $650/yr.

7.7/10›

American Express® Business Gold

Up to 4x on dining and gas, $375/yr.

9.0/10›

American Express® Blue Business Plus

Flat 2x on everything, no annual fee.

8.8/10›

American Express® Business Platinum

Up to 5x on travel, $895/yr.

8.3/10›

American Express Blue Business Cash Card

Flat 2x on everything, no annual fee.

8.6/10›

American Express Business Green Rewards Card

Flat 1x on everything, $95/yr.

6.0/10›

Amex Graphite Business Cash Unlimited Card

Flat 2x on everything, $295/yr.

7.1/10›

Delta SkyMiles® Gold Business

Up to 2x on travel and dining, $150/yr.

6.3/10›

Delta SkyMiles® Platinum Business

Up to 3x on travel, $350/yr.

6.8/10›

Delta SkyMiles® Reserve Business

Up to 3x on travel, $650/yr.

6.0/10›

Marriott Bonvoy Business® American Express® Card

Up to 6x on Marriott hotels and dining, $125/yr.

7.4/10›

Hilton Honors American Express Business Card

Up to 12x on Hilton purchases and dining, $195/yr.

7.6/10›

Marriott Bonvoy Bevy™ American Express® Card

Up to 6x on Marriott hotels and dining, $250/yr.

7.3/10›

Chase

Chase Sapphire Preferred®

Up to 3x on dining and groceries, $95/yr.

9.0/10›

Chase Sapphire Reserve®

Up to 4x on travel and dining, $795/yr.

8.6/10›

J.P. Morgan Reserve Card

Up to 3x on dining and travel, $795/yr.

7.5/10›

Chase Freedom Unlimited®

Up to 3x on dining and drugstores, no annual fee.

8.6/10›

Chase Freedom Flex℠

Up to 3x on dining and drugstores, no annual fee.

9.4/10›

Chase Freedom Rise®

Flat 1.5x on everything, no annual fee.

6.3/10›

Prime Visa

Up to 5x on Whole Foods and Amazon Fresh and Amazon, $139/yr.

7.9/10›

Amazon Visa

Up to 3x on Whole Foods and Amazon Fresh and Amazon, no annual fee.

6.6/10›

Marriott Bonvoy Boundless®

Up to 6x on Marriott hotels and dining, $95/yr.

7.4/10›

The Ritz-Carlton® Credit Card

Up to 6x on Marriott hotels and dining, $450/yr.

7.7/10›

Marriott Bonvoy Premier® Credit Card

Up to 2x on dining and travel, $85/yr.

5.9/10›

Southwest Rapid Rewards® Plus

Up to 2x on groceries and gas, $99/yr.

6.0/10›

Southwest Rapid Rewards® Priority

Up to 4x on Southwest purchases and dining, $229/yr.

6.3/10›

Southwest Rapid Rewards® Premier

Up to 3x on Southwest purchases and dining, $149/yr.

6.2/10›

Ink Business Preferred®

Up to 3x on travel and phone bills, $95/yr.

8.9/10›

Ink Business Cash®

Up to 5x on phone bills and office supplies, no annual fee.

8.9/10›

Ink Business Unlimited®

Flat 1.5x on everything, no annual fee.

8.4/10›

Chase Sapphire Reserve for Business℠

Up to 4x on dining and travel, $795/yr.

7.9/10›

IHG One Rewards Premier Credit Card

Up to 5x on dining and groceries, $150/yr.

7.6/10›

World of Hyatt

Up to 4x on Hyatt hotels and dining, $95/yr.

7.0/10›

United℠ Explorer

Up to 3x on United purchases and dining, $150/yr.

6.8/10›

United℠ Gateway

Up to 2x on gas and transit, no annual fee.

5.7/10›

United℠ Quest

Up to 4x on United purchases and dining, $350/yr.

6.9/10›

United℠ Club

Up to 5x on United purchases and dining, $695/yr.

6.2/10›

Instacart Mastercard®

Up to 2x on dining and gas, no annual fee.

6.8/10›

Disney® Visa® Card

Flat 1x on everything, no annual fee.

2.6/10›

Disney® Premier Visa® Card

Up to 2x on dining and groceries, $49/yr.

2.7/10›

Disney® Inspire Visa® Card

Up to 3x on gas and dining, $149/yr.

3.2/10›

Ink Business Premier

Flat 2x on everything, $195/yr.

7.1/10›

United℠ Business Card

Up to 2x on dining and gas, $150/yr.

6.7/10›

United Club℠ Business Card

Up to 2x on travel, $695/yr.

5.8/10›

Southwest Rapid Rewards® Premier Business

Up to 3x on travel and gas, $149/yr.

5.9/10›

Southwest Rapid Rewards® Performance Business

Up to 4x on travel and gas, $299/yr.

5.9/10›

IHG One Rewards Business Credit Card

Up to 5x on travel and gas, $200/yr.

7.6/10›

World of Hyatt Business Credit Card

Up to 4x on travel and dining, $199/yr.

6.6/10›

Marriott Bonvoy Bold®

Up to 4x on dining and groceries, no annual fee.

6.7/10›

Marriott Bonvoy Bountiful®

Up to 4x on dining and groceries, $250/yr.

7.2/10›

IHG One Rewards Credit Card

Up to 3x on gas and dining, no annual fee.

6.7/10›

British Airways Visa Signature® Card

Up to 3x on travel, $95/yr.

5.8/10›

Aer Lingus Visa Signature® Card

Up to 3x on travel, $95/yr.

5.8/10›

Iberia Visa Signature® Card

Up to 3x on travel, $95/yr.

5.8/10›

Aeroplan® Credit Card

Up to 3x on travel and dining, $195/yr.

6.5/10›

DoorDash Rewards Mastercard®

Up to 3x on dining and groceries, no annual fee.

6.5/10›

IHG One Rewards Premier Select Credit Card

Up to 12x on IHG hotels and dining, $350/yr.

7.2/10›

Capital One

Capital One Venture X

Flat 2x on everything, $395/yr.

8.7/10›

Capital One Savor

Up to 3x on dining and groceries, no annual fee.

8.7/10›

Capital One QuicksilverOne

Flat 1.5x on everything, $39/yr.

3.4/10›

Capital One Savor Rewards for Good Credit

Up to 3x on dining and groceries, no annual fee.

6.7/10›

Capital One Quicksilver

Flat 1.5x on everything, no annual fee.

7.1/10›

Capital One Venture

Flat 2x on everything, $95/yr.

8.1/10›

Capital One VentureOne Rewards

Flat 1.2x on everything, no annual fee.

7.0/10›

Capital One Savor (Legacy $95)

Up to 4x on dining and streaming, $95/yr.

7.1/10›

Capital One Quicksilver Secured Cash Rewards

Flat 1.5x on everything, no annual fee.

7.6/10›

Capital One Platinum Secured

Flat 0x on everything, no annual fee.

7.4/10›

Capital One Quicksilver Student

Flat 1.5x on everything, no annual fee.

6.3/10›

Capital One Venture X Business

Flat 2x on everything, $395/yr.

8.1/10›

Capital One Venture Business

Flat 2x on everything, $95/yr.

8.0/10›

Capital One VentureOne Business

Flat 1.5x on everything, no annual fee.

7.9/10›

Capital One Spark Cash Plus

Flat 2x on everything, $150/yr.

7.8/10›

Capital One Spark Cash Select

Flat 1.5x on everything, no annual fee.

7.1/10›

BJ's One+™ Mastercard®

Up to 5x on wholesale clubs, $110/yr.

5.9/10›

T-Mobile Visa® Signature Card

Flat 2x on everything, no annual fee.

4.2/10›

REI Co-op Mastercard

Flat 1.5x on everything, no annual fee.

3.9/10›

Bass Pro Shops CLUB / Cabela's CLUB Mastercard

Flat 1x on everything, no annual fee.

3.6/10›

Capital One Spark 2% Cash

Flat 2x on everything, $95/yr.

7.9/10›

Capital One Spark 1% Classic

Flat 1x on everything, no annual fee.

5.8/10›

Kohl's Rewards® Visa

Up to 3x on gas and groceries, no annual fee.

4.3/10›

The Key Rewards® Visa (Williams Sonoma, Pottery Barn, West Elm)

Up to 4x on dining and groceries, no annual fee.

4.8/10›

Citi

Citi Double Cash®

Flat 2x on everything, no annual fee.

8.6/10›

Citi Custom Cash℠

Up to 5x on dining and groceries, no annual fee.

7.4/10›

Citi Prestige® Card

Up to 5x on dining and travel, $495/yr.

6.3/10›

Citi Dividend® Card

Flat 1x on everything, no annual fee.

7.4/10›

Citi Strata Premier℠

Up to 3x on dining and groceries, $95/yr.

8.8/10›

Citi Strata Elite℠

Up to 3x on dining, $595/yr.

7.2/10›

Citi® / AAdvantage® Executive

Up to 4x on American Airlines purchases, $695/yr.

6.3/10›

Citi® / AAdvantage® Platinum Select®

Up to 2x on dining and gas, $99/yr.

6.6/10›

Citi® / AAdvantage® MileUp®

Up to 2x on groceries and American Airlines purchases, no annual fee.

5.7/10›

Citi Strata℠

Up to 3x on groceries and gas, no annual fee.

8.1/10›

Costco Anywhere Visa®

Up to 4x on gas and dining, $65/yr.

7.1/10›

Costco Anywhere Visa® Business Card

Up to 4x on gas and dining, $65/yr.

7.1/10›

ExxonMobil™ Smart Card+™

Flat 1x on everything, no annual fee.

4.8/10›

Citi® Secured Mastercard®

Flat 0x on everything, no annual fee.

6.7/10›

Citi® / AAdvantage Business™ World Elite Mastercard®

Up to 2x on travel and dining, $99/yr.

6.7/10›

Citi® / AAdvantage® Globe™ Mastercard®

Up to 3x on travel and dining, $350/yr.

6.0/10›

AT&T Points Plus® Card from Citi

Up to 3x on gas and groceries, no annual fee.

7.7/10›

My Best Buy Visa® Card

Up to 3x on gas and dining, no annual fee.

4.2/10›

L.L.Bean Mastercard®

Up to 2x on dining, no annual fee.

4.3/10›

Macy's American Express® Card

Up to 3x on dining and groceries, no annual fee.

4.7/10›

TSC® Visa® Card

Up to 3x on groceries and gas, no annual fee.

4.8/10›

Bloomingdale's American Express® Card

Flat 1.5x on everything, no annual fee.

4.6/10›

Dillard's Mastercard®

Up to 1.3x on groceries and gas, no annual fee.

3.4/10›

Wayfair Mastercard®

Up to 3x on groceries, no annual fee.

4.7/10›

Synchrony

Sam's Club® Mastercard®

Up to 5x on gas and dining, $50/yr.

7.1/10›

Techron Advantage® Visa® Card

Flat 1x on everything, no annual fee.

3.2/10›

Verizon Visa® Card

Up to 4x on dining and groceries, no annual fee.

4.6/10›

Venmo Visa® Signature Credit Card

Up to 3x on dining and entertainment, no annual fee.

6.5/10›

Sun Country Airlines® Visa Signature® Card

Up to 3x on travel and gas, $89/yr.

5.2/10›

Virgin Red Rewards World Elite Mastercard®

Up to 2x on dining and groceries, $99/yr.

5.7/10›

Cathay World Elite Mastercard®

Up to 2x on dining, $99/yr.

4.9/10›

OnePay CashRewards Mastercard

Flat 1.5x on everything, no annual fee.

6.8/10›

TJX Rewards® Platinum Mastercard®

Up to 2x on dining and groceries, no annual fee.

4.7/10›

Amazon Store Card

Up to 5x on Amazon and Whole Foods Market, $139/yr.

4.4/10›

Synchrony Premier World Mastercard®

Flat 2x on everything, no annual fee.

8.0/10›

DICK'S Mastercard®

Flat 1x on everything, no annual fee.

4.6/10›

Belk Rewards™ Mastercard®

Up to 3x on dining and groceries, no annual fee.

4.4/10›

Real Rewards Visa Signature® Credit Card (American Eagle & Aerie)

Flat 2x on everything, no annual fee.

4.6/10›

MyLowe's Rewards™ Credit Card

Flat 0x on everything, no annual fee.

4.2/10›

Phillips 66®, Conoco® & 76® Credit Card

Up to 1.5x on gas, no annual fee.

4.0/10›

J.Crew Mastercard®

Up to 2.5x on groceries and gas, no annual fee.

4.5/10›

FNBO

bp rewards Visa®

Up to 3x on dining and groceries, no annual fee.

6.5/10›

Amtrak Guest Rewards® Mastercard®

Up to 2x on dining, no annual fee.

6.9/10›

Amtrak Guest Rewards® Preferred Mastercard®

Up to 2x on dining and transit, $99/yr.

5.7/10›

JAL USA CARD (Premium)

Up to 2x on travel, $85/yr.

4.4/10›

Evergreen® Credit Card

Flat 2x on everything, no annual fee.

7.6/10›

FNBO Getaway℠ Credit Card

Up to 3x on dining and gas, no annual fee.

7.6/10›

MGM Rewards Iconic World Elite Mastercard®

Up to 2x on dining and groceries, $249/yr.

5.6/10›

MGM Rewards World Elite Mastercard®

Up to 2x on groceries and gas, no annual fee.

5.4/10›

Wawa World Mastercard®

Flat 1x on everything, no annual fee.

4.2/10›

First Bank & Trust

Shell Performance Elite World Mastercard®

Up to 4x on gas and dining, no annual fee.

3.8/10›

Best Western Rewards® Visa Signature® Card

Flat 2x on everything, no annual fee.

7.5/10›

Best Western Rewards® Premium Visa Signature® Card

Up to 4x on groceries and gas, $89/yr.

7.8/10›

Crate & Barrel Visa Signature® Card

Up to 4x on groceries, no annual fee.

4.7/10›

Kroger Rewards World Elite Mastercard®

Up to 4x on Kroger fuel centers and Kroger family stores (in store), no annual fee.

4.7/10›

TD Bank

TD Cash Credit Card

Up to 3x on dining and groceries, no annual fee.

7.2/10›

TD Double Up Credit Card

Flat 2x on everything, no annual fee.

7.2/10›

TD Business Solutions Credit Card

Flat 2x on everything, no annual fee.

7.2/10›

TD First Class℠ Visa Signature® Credit Card

Up to 3x on dining and travel, $89/yr.

6.3/10›

Target Circle™ Card

Flat 1x on everything, no annual fee.

3.6/10›

Nordstrom Visa® Credit Card

Up to 2x on dining and groceries, no annual fee.

4.6/10›

SoFi

SoFi Credit Card (Unlimited 2%)

Flat 2x on everything, no annual fee.

7.1/10›

SoFi Everyday Cash Rewards Credit Card

Up to 3x on dining and groceries, no annual fee.

7.1/10›

Navy Federal

Navy Federal cashRewards Credit Card

Flat 2x on everything, no annual fee.

7.2/10›

Navy Federal More Rewards American Express® Card

Up to 3x on dining and groceries, no annual fee.

8.0/10›

Navy Federal Flagship Premier Visa Signature®

Up to 4x on travel and dining, $95/yr.

7.7/10›

Navy Federal GO REWARDS® Credit Card

Up to 3x on dining and gas, no annual fee.

7.1/10›

USAA

USAA Eagle Adapt™ Credit Card

Up to 3x on dining and groceries, no annual fee.

7.4/10›

USAA Cashback Rewards Plus American Express® Card

Up to 5x on gas and groceries, no annual fee.

7.4/10›

USAA Preferred Cash Rewards Visa Signature®

Flat 1.5x on everything, no annual fee.

7.0/10›

USAA Eagle Navigator® Visa Signature®

Up to 3x on travel, $95/yr.

7.1/10›

Truist

Truist Enjoy Cash Visa® Credit Card

Up to 3x on gas and groceries, no annual fee.

5.8/10›

Truist Enjoy Travel Visa® Credit Card

Up to 2x on travel, no annual fee.

5.7/10›

Truist Enjoy Beyond Visa® Credit Card

Up to 3x on travel and dining, $95/yr.

6.2/10›

Merrick Bank

Ollo Everyday Rewards Mastercard®

Up to 3x on groceries and gas, no annual fee.

7.2/10›

Discover

Discover it® Secured Credit Card

Up to 2x on dining and gas, no annual fee.

8.2/10›

Discover it® Cash Back

Flat 1x on everything, no annual fee.

8.7/10›

Discover it® Student Cash Back

Flat 1x on everything, no annual fee.

8.7/10›

Discover it® Chrome

Up to 2x on dining and gas, no annual fee.

6.8/10›

Discover it® Miles

Flat 1.5x on everything, no annual fee.

6.8/10›

Chime

Chime Credit Builder Visa®

Up to 2x on dining and groceries, no annual fee.

6.8/10›

Credit One Bank

Credit One Bank® Platinum Visa®

Flat 1x on everything, $99/yr.

3.7/10›

Credit One Bank® Omni Rewards American Express® Card

Flat 2x on everything, no annual fee.

7.6/10›

First PREMIER Bank

First PREMIER® Bank Mastercard®

Flat 0x on everything, $45/yr.

2.8/10›

Bank of Missouri

Milestone® Mastercard®

Flat 0x on everything, $99/yr.

3.5/10›

Total Visa® Card

Flat 0x on everything, $48/yr.

2.8/10›

Fortiva® Mastercard®

Flat 1x on everything, $49/yr.

3.7/10›

Celtic Bank

Indigo® Mastercard®

Flat 0x on everything, $99/yr.

3.5/10›

Surge® Platinum Mastercard®

Flat 1x on everything, $96/yr.

3.7/10›

Concora Credit

Destiny® Mastercard®

Flat 0x on everything, $99/yr.

3.5/10›

Bilt

Bilt Blue

Up to 2x on travel, no annual fee.

7.2/10›

Bilt Obsidian

Up to 3x on dining and groceries, $95/yr.

7.4/10›

Bilt Palladium

Flat 2x on everything, $495/yr.

7.3/10›

Wells Fargo

Wells Fargo Active Cash®

Flat 2x on everything, no annual fee.

8.5/10›

Wells Fargo Autograph℠

Up to 3x on dining and gas, no annual fee.

9.0/10›

Wells Fargo Autograph Journey℠

Up to 5x on travel and hotels, $95/yr.

8.1/10›

Wells Fargo Attune℠

Up to 4x on gas and travel, no annual fee.

7.4/10›

Wells Fargo Signify Business Cash℠

Flat 2x on everything, no annual fee.

8.0/10›

Choice Privileges® Mastercard®

Up to 5x on travel and gas, no annual fee.

6.8/10›

Choice Privileges® Select Mastercard®

Up to 10x on Choice Hotels stays and gas, $95/yr.

6.0/10›

One Key™ Card

Up to 3x on dining and groceries, no annual fee.

7.9/10›

One Key+™ Card

Up to 3x on dining and groceries, $99/yr.

8.0/10›

Barclays

JetBlue Card

Up to 3x on JetBlue purchases and dining, no annual fee.

5.8/10›

JetBlue Plus

Up to 6x on JetBlue purchases and dining, $99/yr.

7.2/10›

JetBlue Premier

Up to 6x on JetBlue purchases and dining, $499/yr.

6.2/10›

Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®

Up to 3x on Hawaiian and Alaska purchases and dining, $99/yr.

6.7/10›

Wyndham Rewards Earner® Card

Up to 5x on Hotels by Wyndham and dining, no annual fee.

6.8/10›

Wyndham Rewards Earner® Plus Card

Up to 6x on Hotels by Wyndham and dining, $75/yr.

6.7/10›

Wyndham Rewards Earner® Premier Card

Up to 8x on Hotels by Wyndham and dining, $395/yr.

6.0/10›

Samsung Galaxy Card

Up to 2x on streaming, no annual fee.

7.0/10›

Xbox Mastercard®

Up to 3x on dining and streaming, no annual fee.

7.4/10›

Carnival Rewards™ Mastercard®

Up to 2x on dining and groceries, no annual fee.

6.9/10›

Princess Cruises® Rewards Visa®

Flat 1x on everything, no annual fee.

6.0/10›

GM Rewards™ Mastercard®

Flat 3x on everything, no annual fee.

4.3/10›

JetBlue Business Card

Up to 6x on travel and dining, $99/yr.

7.2/10›

Wyndham Rewards Earner® Business Card

Up to 8x on Hotels by Wyndham and gas, $149/yr.

6.8/10›

Frontier Airlines World Mastercard®

Up to 5x on travel and dining, $99/yr.

5.8/10›

Miles & More® World Elite Mastercard®

Up to 2x on travel, $89/yr.

6.0/10›

Emirates Skywards Premium World Elite Mastercard®

Up to 2x on travel, $499/yr.

5.7/10›

Emirates Skywards Rewards World Elite Mastercard®

Up to 2x on travel, $99/yr.

4.9/10›

Breeze Easy™ Visa Signature® Card

Up to 2x on dining and groceries, $89/yr.

5.3/10›

AARP® Essential Rewards Mastercard®

Up to 3x on gas, no annual fee.

5.8/10›

AARP® Travel Rewards Mastercard®

Up to 3x on travel and dining, no annual fee.

5.8/10›

Priceline VIP Rewards™ Visa® Card

Up to 5x on travel and dining, no annual fee.

8.2/10›

Gap Encore Mastercard®

Flat 0.2x on everything, no annual fee.

3.0/10›

Barnes & Noble Mastercard®

Up to 2x on dining, no annual fee.

4.3/10›

Upromise World Mastercard®

Flat 1.5x on everything, no annual fee.

6.6/10›

GM Business™ Mastercard®

Flat 3x on everything, no annual fee.

4.6/10›

RCI® Elite Rewards® World Mastercard®

Up to 2x on gas and travel, no annual fee.

7.0/10›

Capital Vacations® World Mastercard®

Up to 2x on gas and travel, no annual fee.

6.6/10›

Bank of America

Atmos Rewards Ascent

Up to 3x on Alaska and Hawaiian purchases and gas, $95/yr.

6.2/10›

Atmos Rewards Summit

Up to 3.3x on Alaska and Hawaiian purchases and dining, $395/yr.

6.1/10›

Bank of America® Customized Cash Rewards

Up to 3x on dining and gas, no annual fee.

7.3/10›

Bank of America® Travel Rewards Credit Card

Flat 1.5x on everything, no annual fee.

7.0/10›

Bank of America® Unlimited Cash Rewards Credit Card

Flat 1.5x on everything, no annual fee.

7.0/10›

Bank of America® Premium Rewards® Credit Card

Up to 2x on dining and travel, $95/yr.

6.9/10›

Bank of America® Premium Rewards® Elite Credit Card

Up to 2x on dining and travel, $550/yr.

6.2/10›

Business Advantage Customized Cash Rewards Mastercard®

Up to 3x on gas and dining, no annual fee.

7.7/10›

Business Advantage Travel Rewards World Mastercard®

Flat 1.5x on everything, no annual fee.

7.1/10›

Royal ONE™ Visa Signature®

Up to 2x on groceries and gas, no annual fee.

7.0/10›

Royal ONE Plus™ Visa Signature®

Up to 2x on groceries and gas, $99/yr.

5.4/10›

Norwegian Cruise Line® World Mastercard®

Up to 2x on flights and hotels, no annual fee.

6.9/10›

Bank of America Business Advantage Unlimited Cash Rewards

Flat 1.5x on everything, no annual fee.

7.0/10›

Atmos Rewards Visa Business

Up to 3x on travel and gas, $70/yr.

6.3/10›

Allegiant Allways Rewards Visa®

Up to 3x on travel and dining, $59/yr.

5.2/10›

Air France KLM Visa Signature® Card

Up to 3x on dining, $89/yr.

5.8/10›

Business Advantage Unlimited Cash Rewards Secured Mastercard®

Flat 1.5x on everything, no annual fee.

6.6/10›

U.S. Bank

U.S. Bank Cash+®

Up to 5x on gas and streaming, no annual fee.

8.1/10›

U.S. Bank Smartly™ Visa Signature®

Flat 2x on everything, no annual fee.

7.1/10›

U.S. Bank Altitude® Go Visa Signature®

Up to 4x on dining and groceries, no annual fee.

8.0/10›

U.S. Bank Altitude® Connect Visa Signature®

Up to 4x on gas and travel, no annual fee.

8.1/10›

U.S. Bank Altitude® Reserve Visa Infinite®

Up to 3x on travel, $400/yr.

6.7/10›

U.S. Bank Triple Cash Rewards Business Card

Up to 3x on dining and gas, no annual fee.

8.1/10›

U.S. Bank Business Leverage® Visa Signature®

Up to 2x on dining and groceries, $95/yr.

6.6/10›

U.S. Bank Business Altitude® Connect Visa Signature®

Up to 4x on gas and travel, $95/yr.

7.2/10›

U.S. Bank Business Altitude® Power Visa Signature®

Flat 2x on everything, $195/yr.

6.3/10›

U.S. Bank Business Essentials™ Visa® Card

Flat 2x on everything, no annual fee.

8.2/10›

U.S. Bank Business Essentials™ Plus Visa Signature® Card

Flat 2x on everything, $295/yr.

7.2/10›

Prime Business Card

Up to 5x on Amazon and dining, $139/yr.

7.0/10›

Amazon Business Card

Up to 3x on Amazon and dining, no annual fee.

7.4/10›

H-D™ Visa Signature® Card

Up to 3x on gas and dining, no annual fee.

4.6/10›

H-D™ H.O.G.™ Elite Visa Signature® Card

Up to 5x on gas and dining, $99/yr.

4.4/10›

SKYPASS SkyBlue Visa® Card

Up to 2x on streaming and transit, no annual fee.

5.6/10›

SKYPASS Visa Signature® Card

Up to 2x on dining and flights, $99/yr.

6.2/10›

SKYPASS Select Visa Signature® Card

Up to 2x on dining and travel, $450/yr.

5.9/10›

SKYPASS Visa Signature® Business Card

Up to 2x on dining and gas, $99/yr.

6.0/10›

PenFed Credit Union

PenFed Power Cash Rewards Visa Signature® Card

Flat 2x on everything, no annual fee.

7.4/10›

PenFed Platinum Rewards Visa Signature® Card

Up to 5x on gas and dining, no annual fee.

8.2/10›

PenFed Pathfinder® Rewards Visa Signature® Card

Up to 4x on travel, $95/yr.

7.6/10›

Goldman Sachs

Apple Card

Flat 2x on everything, no annual fee.

7.1/10›

Gemini

Gemini Credit Card

Up to 4x on gas and dining, no annual fee.

6.0/10›

Robinhood

Robinhood Gold Card

Flat 3x on everything, $50/yr.

7.2/10›

Robinhood Platinum Card

Up to 5x on dining, $695/yr.

6.2/10›

PayPal

PayPal Cashback Mastercard

Flat 1.5x on everything, no annual fee.

6.3/10›

Rakuten

Rakuten American Express® Card

Up to 2x on dining and groceries, no annual fee.

7.8/10›

Comenity Bank

PlayStation® Visa® Credit Card

Up to 3x on streaming and groceries, no annual fee.

7.2/10›

Caesars Rewards® Visa Signature®

Up to 2x on dining and flights, no annual fee.

6.6/10›

Caesars Rewards® Prestige Visa Signature®

Up to 2x on dining and flights, $149/yr.

6.3/10›

AAA Daily Advantage Visa Signature®

Up to 5x on groceries and gas, no annual fee.

8.0/10›

AAA Travel Advantage Visa Signature®

Up to 5x on gas and groceries, no annual fee.

7.3/10›

Ulta Beauty Rewards™ Mastercard®

Flat 1x on everything, no annual fee.

4.2/10›

Bread Cashback® American Express® Credit Card

Flat 2x on everything, no annual fee.

7.9/10›

Bread Rewards® American Express® Credit Card

Up to 3x on dining and groceries, no annual fee.

7.4/10›

myAcademy® Rewards Mastercard®

Flat 2x on everything, no annual fee.

4.6/10›

Sephora Visa® Credit Card

Flat 1x on everything, no annual fee.

4.4/10›

Elan Financial Services

Fidelity® Rewards Visa Signature® Card

Flat 2x on everything, no annual fee.

7.8/10›

Cardless

Qatar Airways Privilege Club Signature Credit Card

Up to 2x on dining, $99/yr.

4.9/10›

Qatar Airways Privilege Club Infinite Credit Card

Up to 3x on dining, $499/yr.

5.3/10›

Avianca LifeMiles American Express® Card

Up to 2x on dining and groceries, $99/yr.

5.3/10›

Avianca LifeMiles American Express® Elite Card

Up to 2x on dining and travel, $249/yr.

5.2/10›

LATAM Airlines Mastercard®

Up to 2x on dining and transit, no annual fee.

5.7/10›

LATAM Airlines World Elite Mastercard®

Up to 3x on dining and transit, $99/yr.

5.6/10›

TAP Miles&Go American Express® Credit Card

Up to 2x on hotels and transit, $79/yr.

5.3/10›

Avelo Airlines World Elite Mastercard®

Flat 2x on everything, $99/yr.

5.0/10›

Coinbase One Card

Flat 2x on everything, $50/yr.

5.0/10›

Alibaba.com Business Edge Credit Card

Up to 2x on dining, $199/yr.

5.2/10›

Crypto.com

Crypto.com Midnight Blue

Flat 1.5x on everything, no annual fee.

5.6/10›

Crypto.com Ruby Steel

Flat 3.5x on everything, $50/yr.

5.4/10›

Crypto.com Royal Indigo / Jade Green

Flat 4.5x on everything, $300/yr.

5.4/10›

Crypto.com Icy White / Frosted Rose Gold

Flat 5x on everything, no annual fee.

5.2/10›

Crypto.com Obsidian

Flat 6x on everything, no annual fee.

4.5/10›

First Electronic Bank

Turkish Airlines Miles&Smiles Premier Visa Signature® Card

Up to 2x on dining and groceries, $99/yr.

6.0/10›

H-E-B Visa Signature® Credit Card

Flat 1.5x on everything, no annual fee.

8.0/10›

Brooks Brothers World Mastercard®

Up to 4x on dining and groceries, no annual fee.

4.8/10›

Booking.com Genius Rewards Visa Signature® Credit Card

Up to 3x on dining and groceries, no annual fee.

7.6/10›

Holiday Inn Club Vacations™ World Mastercard®

Flat 1x on everything, no annual fee.

3.8/10›

World of Westgate Mastercard®

Up to 2x on dining and groceries, no annual fee.

4.3/10›

Horizon Hobby Visa® Credit Card

Flat 1.2x on everything, no annual fee.

4.2/10›

Safeway forU® American Express® Card

Up to 3x on dining and groceries, no annual fee.

7.2/10›

PNC

PNC Cash Rewards® Visa® Credit Card

Up to 4x on gas and dining, no annual fee.

8.1/10›

PNC Cash Unlimited® Visa Signature® Credit Card

Flat 2x on everything, no annual fee.

7.4/10›

PNC points® Visa® Credit Card

Flat 0.8x on everything, no annual fee.

6.2/10›

Citizens Bank

Citizens Summit® World Mastercard®

Up to 3x on dining and groceries, no annual fee.

7.5/10›

Citizens Summit Reserve® World Elite Mastercard®

Up to 3x on dining and groceries, $295/yr.

7.3/10›

Regions

Regions Cash Rewards Visa® Signature® Credit Card

Flat 1.5x on everything, no annual fee.

7.0/10›

Regions Prestige Visa® Signature® Credit Card

Up to 3x on dining and groceries, no annual fee.

7.6/10›

Fifth Third

Fifth Third 1.67% Cash/Back Card

Flat 1.7x on everything, no annual fee.

6.8/10›

Fifth Third Preferred Cash/Back Card

Flat 2x on everything, no annual fee.

7.4/10›

KeyBank

Key Cashback Credit Card

Flat 2x on everything, no annual fee.

7.4/10›

Key2More Rewards Credit Card

Flat 1x on everything, no annual fee.

6.2/10›

Huntington

Huntington Voice Rewards Credit Card

Flat 1x on everything, no annual fee.

6.2/10›

Huntington Cashback Credit Card

Flat 1.5x on everything, no annual fee.

6.8/10›

HSBC

HSBC Premier World Mastercard®

Up to 3x on groceries and gas, $95/yr.

8.5/10›

HSBC Elite World Elite Mastercard®

Up to 5x on travel and dining, $495/yr.

8.5/10›

State Department FCU

SDFCU Premium Cash Back+ Visa Signature® Card

Flat 2x on everything, no annual fee.

7.6/10›

Affinity FCU

Affinity Cash Rewards Visa® Signature Card

Up to 5x on Amazon and dining, no annual fee.

8.2/10›

BMO

BMO Cash Back Mastercard®

Up to 5x on streaming and groceries, no annual fee.

7.6/10›

Alliant Credit Union

Alliant Visa® Signature Cashback Credit Card

Flat 1.5x on everything, no annual fee.

7.0/10›

Upgrade

Upgrade Cash Rewards Visa®

Flat 1.5x on everything, no annual fee.

6.8/10›

Upgrade Triple Cash Rewards Visa®

Flat 1x on everything, no annual fee.

6.2/10›

Updated October 2026. Offers verified against issuer sources.