Credit Card Reviews

An honest, no-fluff review of every card we track. We value all points at a flat 1 cent, take no view from affiliate payouts, and tell you plainly what each card is good at, who should carry it, and where it falls short. Tap any card for the full review.

American Express

American Express® Green

Up to 3x on dining and travel, $150/yr.

4.0★›

American Express EveryDay®

Up to 2x on U.S. supermarkets (up to $6,000/yr), no annual fee.

3.0★›

American Express EveryDay® Preferred

Up to 3x on U.S. supermarkets (up to $6,000/yr) and gas, $95/yr.

2.5★›

American Express® Gold

Up to 4x on dining and groceries, $325/yr.

4.5★›

American Express® Platinum

Up to 5x on travel and flights, $895/yr.

4.0★›

American Express® Platinum for Morgan Stanley

Up to 5x on travel and flights, $895/yr.

4.0★›

American Express® Platinum for Schwab

Up to 5x on travel and flights, $895/yr.

3.5★›

The Centurion® Card from American Express

Flat 1x on everything, $5000/yr.

3.0★›

American Express® Blue Cash Preferred

Up to 6x on groceries and streaming, $95/yr.

5.0★›

American Express® Blue Cash Everyday

Up to 3x on groceries and gas, no annual fee.

5.0★›

Blue Cash® Card from American Express

Up to 5x on groceries and gas, no annual fee.

1.5★›

Delta SkyMiles® Blue

Up to 2x on dining, no annual fee.

2.5★›

Delta SkyMiles® Gold

Up to 2x on dining and groceries, $150/yr.

4.0★›

Delta SkyMiles® Platinum

Up to 2x on dining and groceries, $350/yr.

3.5★›

Delta SkyMiles® Reserve

Flat 1x on everything, $650/yr.

3.5★›

Hilton Honors Aspire

Up to 7x on dining and travel, $550/yr.

3.5★›

Hilton Honors Surpass®

Up to 6x on dining and groceries, $150/yr.

4.0★›

Hilton Honors

Up to 5x on dining and groceries, no annual fee.

3.5★›

Marriott Bonvoy Brilliant®

Up to 3x on dining and travel, $650/yr.

4.0★›

American Express® Business Gold

Up to 4x on dining and gas, $375/yr.

4.5★›

American Express® Blue Business Plus

Flat 2x on everything, no annual fee.

4.5★›

American Express® Business Platinum

Up to 5x on travel, $895/yr.

4.0★›

American Express Blue Business Cash Card

Flat 2x on everything, no annual fee.

4.5★›

American Express Business Green Rewards Card

Flat 1x on everything, $95/yr.

3.0★›

Amex Graphite Business Cash Unlimited Card

Flat 2x on everything, $295/yr.

3.5★›

Delta SkyMiles® Gold Business

Up to 2x on travel and dining, $150/yr.

3.5★›

Delta SkyMiles® Platinum Business

Up to 3x on travel, $195/yr.

3.5★›

Delta SkyMiles® Reserve Business

Up to 3x on travel, $550/yr.

3.0★›

Marriott Bonvoy Business® American Express® Card

Up to 4x on dining and gas, $125/yr.

3.5★›

Hilton Honors American Express Business Card

Up to 5x on dining and gas, $195/yr.

3.5★›

Marriott Bonvoy Bevy™ American Express® Card

Up to 4x on dining and groceries, $250/yr.

3.5★›

Chase

Chase Sapphire Preferred®

Up to 3x on dining and groceries, $95/yr.

4.5★›

Chase Sapphire Reserve®

Up to 4x on travel and dining, $795/yr.

4.0★›

J.P. Morgan Reserve Card

Up to 3x on dining and travel, $795/yr.

4.0★›

Chase Freedom Unlimited®

Up to 3x on dining and drugstores, no annual fee.

4.5★›

Chase Freedom Flex℠

Up to 3x on dining and drugstores, no annual fee.

4.5★›

Chase Freedom Rise®

Flat 1.5x on everything, no annual fee.

3.0★›

Prime Visa

Up to 5x on Whole Foods and Amazon Fresh and dining, no annual fee.

4.0★›

Amazon Visa

Up to 3x on Whole Foods and Amazon Fresh and dining, no annual fee.

3.0★›

Marriott Bonvoy Boundless®

Up to 3x on dining and groceries, $95/yr.

3.5★›

The Ritz-Carlton® Credit Card

Up to 3x on dining and travel, $450/yr.

4.0★›

Marriott Bonvoy Premier® Credit Card

Up to 2x on dining and travel, $85/yr.

3.0★›

Southwest Rapid Rewards® Plus

Up to 2x on groceries and gas, $99/yr.

3.0★›

Southwest Rapid Rewards® Priority

Up to 2x on dining and gas, $229/yr.

3.0★›

Southwest Rapid Rewards® Premier

Up to 2x on dining and groceries, $149/yr.

3.0★›

Ink Business Preferred®

Up to 3x on travel and phone bills, $95/yr.

4.5★›

Ink Business Cash®

Up to 5x on phone bills and office supplies, no annual fee.

4.5★›

Ink Business Unlimited®

Flat 1.5x on everything, no annual fee.

4.5★›

Chase Sapphire Reserve for Business℠

Up to 4x on dining and travel, $795/yr.

4.0★›

IHG One Rewards Premier

Up to 5x on dining and gas, $99/yr.

3.5★›

World of Hyatt

Up to 2x on dining and travel, $95/yr.

3.5★›

United℠ Explorer

Up to 2x on dining, $150/yr.

3.5★›

United℠ Gateway

Up to 2x on gas and transit, no annual fee.

2.5★›

United℠ Quest

Up to 2x on dining and travel, $350/yr.

3.5★›

United℠ Club

Up to 2x on dining and travel, $695/yr.

3.0★›

Instacart Mastercard®

Up to 2x on dining and gas, no annual fee.

3.5★›

Disney® Visa® Card

Flat 1x on everything, no annual fee.

1.5★›

Disney® Premier Visa® Card

Up to 2x on dining and groceries, $49/yr.

2.0★›

Disney® Inspire Visa® Card

Up to 3x on gas and dining, $149/yr.

2.0★›

Ink Business Premier

Flat 2x on everything, $195/yr.

3.5★›

United℠ Business Card

Up to 2x on dining and gas, $150/yr.

3.5★›

United Club℠ Business Card

Up to 2x on travel, $695/yr.

3.0★›

Southwest Rapid Rewards® Premier Business

Up to 3x on travel and gas, $149/yr.

3.0★›

Southwest Rapid Rewards® Performance Business

Up to 4x on travel and gas, $299/yr.

3.0★›

IHG One Rewards Premier Business

Up to 5x on travel and gas, $99/yr.

3.5★›

World of Hyatt Business Credit Card

Up to 4x on travel and dining, $199/yr.

3.5★›

Marriott Bonvoy Bold®

Up to 4x on dining and groceries, no annual fee.

3.0★›

Marriott Bonvoy Bountiful®

Up to 4x on dining and groceries, $250/yr.

3.5★›

IHG One Rewards Traveler Credit Card

Up to 3x on travel and gas, no annual fee.

3.0★›

British Airways Visa Signature® Card

Up to 3x on travel, $95/yr.

3.0★›

Aer Lingus Visa Signature® Card

Up to 3x on travel, $95/yr.

3.0★›

Iberia Visa Signature® Card

Up to 3x on travel, $95/yr.

3.0★›

Aeroplan® Credit Card

Up to 3x on dining and groceries, $95/yr.

3.5★›

DoorDash Rewards Mastercard®

Up to 3x on dining and groceries, no annual fee.

3.0★›

Capital One

Capital One Venture X

Flat 2x on everything, $395/yr.

4.5★›

Capital One Savor

Up to 3x on dining and groceries, no annual fee.

4.5★›

Capital One QuicksilverOne

Flat 1.5x on everything, $39/yr.

1.0★›

Capital One SavorOne

Up to 3x on dining and groceries, $39/yr.

1.0★›

Capital One Quicksilver

Flat 1.5x on everything, no annual fee.

3.5★›

Capital One Venture

Flat 2x on everything, $95/yr.

4.0★›

Capital One VentureOne Rewards

Flat 1.2x on everything, no annual fee.

3.5★›

Capital One Savor (Legacy $95)

Up to 4x on dining and streaming, $95/yr.

3.5★›

Capital One Quicksilver Secured Cash Rewards

Flat 1.5x on everything, no annual fee.

4.0★›

Capital One Platinum Secured

Flat 0x on everything, no annual fee.

4.0★›

Capital One Quicksilver Student

Flat 1.5x on everything, no annual fee.

3.0★›

Capital One Venture X Business

Flat 2x on everything, $395/yr.

4.0★›

Capital One Venture Business

Flat 2x on everything, $95/yr.

4.0★›

Capital One VentureOne Business

Flat 1.5x on everything, no annual fee.

4.0★›

Capital One Spark Cash Plus

Flat 2x on everything, $150/yr.

4.0★›

Capital One Spark Cash Select

Flat 1.5x on everything, no annual fee.

3.5★›

BJ's One+™ Mastercard®

Up to 5x on wholesale clubs, $110/yr.

2.5★›

T-Mobile Visa® Signature Card

Flat 2x on everything, no annual fee.

3.5★›

REI Co-op Mastercard

Flat 1.5x on everything, no annual fee.

3.5★›

Bass Pro Shops CLUB / Cabela's CLUB Mastercard

Flat 1x on everything, no annual fee.

3.0★›

Citi

Citi Double Cash®

Flat 2x on everything, no annual fee.

4.5★›

Citi Custom Cash℠

Up to 5x on dining and groceries, no annual fee.

3.5★›

Citi Prestige® Card

Up to 5x on dining and travel, $495/yr.

3.0★›

Citi Dividend® Card

Flat 1x on everything, no annual fee.

3.0★›

Citi Strata Premier℠

Up to 3x on dining and groceries, $95/yr.

4.5★›

Citi Strata Elite℠

Up to 3x on dining, $595/yr.

3.5★›

Citi® / AAdvantage® Executive

Flat 1x on everything, $595/yr.

3.0★›

Citi® / AAdvantage® Platinum Select®

Up to 2x on dining and gas, $99/yr.

3.5★›

Citi® / AAdvantage® MileUp®

Up to 2x on groceries, no annual fee.

2.5★›

Citi Strata℠

Up to 3x on groceries and gas, no annual fee.

4.0★›

Costco Anywhere Visa®

Up to 4x on gas and dining, $65/yr.

3.5★›

Costco Anywhere Visa® Business Card

Up to 4x on gas and dining, $65/yr.

3.5★›

ExxonMobil™ Smart Card+™

Flat 1x on everything, no annual fee.

2.0★›

Citi® Secured Mastercard®

Flat 0x on everything, no annual fee.

3.5★›

CitiBusiness® / AAdvantage® Platinum Select®

Up to 2x on travel and dining, $99/yr.

3.5★›

Citi® / AAdvantage® Globe™ Mastercard®

Up to 3x on travel and dining, $350/yr.

3.0★›

AT&T Points Plus® Card from Citi

Up to 3x on gas and groceries, no annual fee.

4.0★›

My Best Buy Visa® Card

Up to 3x on gas and dining, no annual fee.

3.5★›

Synchrony

Sam's Club® Mastercard®

Up to 5x on gas and dining, no annual fee.

3.5★›

Techron Advantage® Visa® Card

Flat 1x on everything, no annual fee.

2.5★›

Verizon Visa® Card

Up to 4x on dining and groceries, no annual fee.

4.0★›

Venmo Visa® Signature Credit Card

Up to 3x on groceries and dining, no annual fee.

3.0★›

Sun Country Airlines® Visa Signature® Card

Up to 3x on travel and gas, $89/yr.

2.5★›

Virgin Red Rewards World Elite Mastercard®

Up to 2x on dining and groceries, $99/yr.

3.0★›

Cathay World Elite Mastercard®

Up to 2x on dining, $99/yr.

2.5★›

OnePay CashRewards Mastercard

Flat 1.5x on everything, no annual fee.

3.5★›

FNBO

bp rewards Visa®

Up to 3x on dining and groceries, no annual fee.

3.0★›

JAL USA CARD (Premium)

Up to 2x on travel, $85/yr.

2.0★›

Best Western Rewards® Mastercard

Flat 2x on everything, no annual fee.

3.5★›

Best Western Rewards® Premium Mastercard

Up to 4x on groceries and gas, $89/yr.

4.0★›

Evergreen® Credit Card

Flat 2x on everything, no annual fee.

4.0★›

First Bank & Trust

Shell Performance Elite World Mastercard®

Up to 4x on gas and dining, no annual fee.

3.0★›

TD Bank

TD Cash Credit Card

Up to 3x on dining and groceries, no annual fee.

3.5★›

TD Double Up Credit Card

Flat 2x on everything, no annual fee.

3.5★›

TD Business Solutions Credit Card

Flat 2x on everything, no annual fee.

3.5★›

TD First Class℠ Visa Signature® Credit Card

Up to 3x on dining and travel, $89/yr.

3.0★›

Target Circle™ Card

Flat 1x on everything, no annual fee.

3.0★›

SoFi

SoFi Credit Card (Unlimited 2%)

Flat 2x on everything, no annual fee.

3.5★›

SoFi Everyday Cash Rewards Credit Card

Up to 3x on dining and groceries, no annual fee.

3.5★›

Navy Federal

Navy Federal cashRewards Credit Card

Flat 2x on everything, no annual fee.

3.5★›

Navy Federal More Rewards American Express® Card

Up to 3x on dining and groceries, no annual fee.

4.0★›

Navy Federal Flagship Rewards Visa Signature®

Up to 3x on travel, $49/yr.

4.0★›

Navy Federal GO REWARDS® Credit Card

Up to 3x on dining and gas, no annual fee.

3.5★›

USAA

USAA Eagle Adapt™ Credit Card

Up to 3x on dining and groceries, no annual fee.

3.5★›

USAA Cashback Rewards Plus American Express® Card

Up to 5x on gas and groceries, no annual fee.

3.5★›

USAA Preferred Cash Rewards Visa Signature®

Flat 1.5x on everything, no annual fee.

3.5★›

USAA Eagle Navigator® Visa Signature®

Up to 3x on travel, $95/yr.

3.5★›

Truist

Truist Enjoy Cash Visa® Credit Card

Up to 3x on gas and groceries, no annual fee.

2.5★›

Truist Enjoy Travel Visa® Credit Card

Up to 2x on travel, no annual fee.

2.5★›

Truist Enjoy Beyond Visa® Credit Card

Up to 3x on travel and dining, $95/yr.

3.0★›

Merrick Bank

Ollo Everyday Rewards Mastercard®

Up to 3x on groceries and gas, no annual fee.

3.5★›

Discover

Discover it® Secured Credit Card

Up to 2x on dining and gas, no annual fee.

4.5★›

Discover it® Cash Back

Flat 1x on everything, no annual fee.

4.0★›

Discover it® Student Cash Back

Flat 1x on everything, no annual fee.

4.0★›

Discover it® Chrome

Up to 2x on dining and gas, no annual fee.

3.5★›

Discover it® Miles

Flat 1.5x on everything, no annual fee.

3.5★›

Chime

Chime Credit Builder Visa®

Up to 2x on dining and groceries, no annual fee.

3.5★›

Credit One Bank

Credit One Bank® Platinum Visa®

Flat 1x on everything, $99/yr.

1.5★›

First PREMIER Bank

First PREMIER® Bank Mastercard®

Flat 0x on everything, $45/yr.

1.0★›

Bank of Missouri

Milestone® Mastercard®

Flat 0x on everything, $99/yr.

1.5★›

Total Visa® Card

Flat 0x on everything, $48/yr.

1.0★›

Fortiva® Mastercard®

Flat 1x on everything, $49/yr.

1.5★›

Celtic Bank

Indigo® Mastercard®

Flat 0x on everything, $99/yr.

1.5★›

Surge® Platinum Mastercard®

Flat 1x on everything, $96/yr.

1.5★›

Concora Credit

Destiny® Mastercard®

Flat 0x on everything, $99/yr.

1.5★›

Bilt

Bilt Blue

Up to 2x on travel, no annual fee.

3.5★›

Bilt Obsidian

Up to 3x on dining and groceries, $95/yr.

3.5★›

Bilt Palladium

Flat 2x on everything, $495/yr.

3.5★›

Wells Fargo

Wells Fargo Active Cash®

Flat 2x on everything, no annual fee.

4.5★›

Wells Fargo Autograph℠

Up to 3x on dining and gas, no annual fee.

4.5★›

Wells Fargo Autograph Journey℠

Up to 5x on travel and hotels, $95/yr.

4.0★›

Wells Fargo Attune℠

Up to 4x on gas and travel, no annual fee.

3.5★›

Wells Fargo Signify Business Cash℠

Flat 2x on everything, no annual fee.

4.0★›

Choice Privileges® Mastercard®

Up to 5x on travel and gas, no annual fee.

3.0★›

Choice Privileges® Select Mastercard®

Up to 5x on gas and groceries, $95/yr.

2.5★›

One Key™ Card

Up to 3x on dining and groceries, no annual fee.

4.0★›

One Key+™ Card

Up to 3x on dining and groceries, $99/yr.

4.0★›

Barclays

JetBlue Card

Up to 2x on dining and groceries, no annual fee.

2.5★›

JetBlue Plus

Up to 2x on dining and groceries, $99/yr.

3.5★›

JetBlue Premier

Up to 2x on dining and groceries, $499/yr.

3.0★›

Wyndham Rewards Earner® Card

Up to 3x on dining and groceries, no annual fee.

3.0★›

Wyndham Rewards Earner® Plus Card

Up to 4x on dining and groceries, $75/yr.

3.0★›

Wyndham Rewards Earner® Premier Card

Up to 4x on dining and groceries, $395/yr.

2.5★›

Samsung Galaxy Card

Up to 2x on streaming, no annual fee.

3.5★›

JetBlue Business Card

Up to 6x on travel and dining, $99/yr.

3.5★›

Wyndham Rewards Earner® Business Card

Up to 5x on gas and office supplies, $149/yr.

3.0★›

Frontier Airlines World Mastercard®

Up to 5x on travel and dining, $99/yr.

2.5★›

Miles & More® World Elite Mastercard®

Up to 2x on travel, $89/yr.

3.0★›

Emirates Skywards Premium World Elite Mastercard®

Up to 2x on travel, $499/yr.

3.0★›

Emirates Skywards Rewards World Elite Mastercard®

Up to 2x on travel, $99/yr.

2.5★›

Breeze Easy™ Visa Signature® Card

Up to 2x on dining and groceries, $89/yr.

2.5★›

AARP® Essential Rewards Mastercard®

Up to 3x on gas, no annual fee.

2.5★›

AARP® Travel Rewards Mastercard®

Up to 3x on travel and dining, no annual fee.

2.5★›

Priceline VIP Rewards™ Visa® Card

Up to 5x on travel and dining, no annual fee.

4.0★›

Bank of America

Atmos Rewards Ascent

Up to 2x on gas and streaming, $95/yr.

3.0★›

Atmos Rewards Summit

Up to 3x on dining, $395/yr.

3.0★›

Bank of America® Customized Cash Rewards

Up to 3x on dining and gas, no annual fee.

3.5★›

Bank of America® Travel Rewards Credit Card

Flat 1.5x on everything, no annual fee.

3.5★›

Bank of America® Unlimited Cash Rewards Credit Card

Flat 1.5x on everything, no annual fee.

3.5★›

Bank of America® Premium Rewards® Credit Card

Up to 2x on dining and travel, $95/yr.

3.5★›

Bank of America® Premium Rewards® Elite Credit Card

Up to 2x on dining and travel, $550/yr.

3.0★›

Business Advantage Customized Cash Rewards Mastercard®

Up to 3x on gas and dining, no annual fee.

4.0★›

Business Advantage Travel Rewards World Mastercard®

Flat 1.5x on everything, no annual fee.

3.5★›

Bank of America Business Advantage Unlimited Cash Rewards

Flat 1.5x on everything, no annual fee.

3.5★›

Atmos Rewards Visa Business

Up to 3x on travel and gas, $70/yr.

3.0★›

Allegiant Allways Rewards Visa®

Up to 3x on travel and dining, $59/yr.

2.5★›

Air France KLM Visa Signature® Card

Up to 3x on dining, $89/yr.

3.0★›

U.S. Bank

U.S. Bank Cash+®

Up to 5x on gas and streaming, no annual fee.

4.0★›

U.S. Bank Smartly™ Visa Signature®

Flat 2x on everything, no annual fee.

3.5★›

U.S. Bank Altitude® Go Visa Signature®

Up to 4x on dining and groceries, no annual fee.

4.0★›

U.S. Bank Altitude® Connect Visa Signature®

Up to 4x on gas and travel, no annual fee.

4.0★›

U.S. Bank Altitude® Reserve Visa Infinite®

Up to 3x on travel, $400/yr.

3.5★›

U.S. Bank Triple Cash Rewards Business Card

Up to 3x on dining and gas, no annual fee.

4.0★›

U.S. Bank Business Leverage® Visa Signature®

Up to 2x on dining and groceries, $95/yr.

3.5★›

U.S. Bank Business Altitude® Connect Visa Signature®

Up to 4x on gas and travel, $95/yr.

3.5★›

U.S. Bank Business Altitude® Power Visa Signature®

Flat 2x on everything, $195/yr.

3.0★›

PenFed Credit Union

PenFed Power Cash Rewards Visa Signature® Card

Flat 2x on everything, no annual fee.

3.5★›

PenFed Platinum Rewards Visa Signature® Card

Up to 5x on gas and dining, no annual fee.

4.0★›

PenFed Pathfinder® Rewards Visa Signature® Card

Up to 4x on travel, $95/yr.

4.0★›

Goldman Sachs

Apple Card

Flat 2x on everything, no annual fee.

3.5★›

Gemini

Gemini Credit Card

Up to 4x on gas and dining, no annual fee.

2.5★›

Robinhood

Robinhood Gold Card

Flat 3x on everything, $50/yr.

3.5★›

Robinhood Platinum Card

Up to 5x on dining, $695/yr.

3.0★›

PayPal

PayPal Cashback Mastercard

Flat 1.5x on everything, no annual fee.

3.0★›

Bread Financial

AAA Daily Advantage Visa Signature®

Up to 5x on groceries and gas, no annual fee.

4.0★›

AAA Travel Advantage Visa Signature®

Up to 5x on gas and groceries, no annual fee.

3.5★›

Elan Financial Services

Fidelity® Rewards Visa Signature® Card

Flat 2x on everything, no annual fee.

4.0★›

Cardless

Qatar Airways Privilege Club Signature Credit Card

Up to 2x on dining, $99/yr.

2.5★›

Qatar Airways Privilege Club Infinite Credit Card

Up to 3x on dining, $499/yr.

2.5★›

Avianca LifeMiles American Express® Card

Up to 2x on dining and groceries, $99/yr.

2.5★›

Avianca LifeMiles American Express® Elite Card

Up to 2x on dining and travel, $249/yr.

2.5★›

LATAM Airlines Mastercard®

Up to 2x on dining and transit, no annual fee.

2.5★›

LATAM Airlines World Elite Mastercard®

Up to 3x on dining and transit, $99/yr.

2.5★›

TAP Miles&Go American Express® Credit Card

Up to 2x on hotels and transit, $79/yr.

2.5★›

Avelo Airlines World Elite Mastercard®

Flat 2x on everything, $99/yr.

2.0★›

Coinbase One Card

Flat 2x on everything, $50/yr.

2.0★›

Alibaba.com Business Edge Credit Card

Up to 2x on dining, $199/yr.

2.5★›

Crypto.com

Crypto.com Midnight Blue

Flat 1.5x on everything, no annual fee.

2.5★›

Crypto.com Ruby Steel

Flat 3.5x on everything, $50/yr.

2.0★›

Crypto.com Royal Indigo / Jade Green

Flat 4.5x on everything, $300/yr.

2.0★›

Crypto.com Icy White / Frosted Rose Gold

Flat 5x on everything, no annual fee.

2.0★›

Crypto.com Obsidian

Flat 6x on everything, no annual fee.

1.5★›

Imprint

Turkish Airlines Miles&Smiles Premier Visa Signature® Card

Up to 2x on dining and groceries, $99/yr.

3.0★›

PNC

PNC Cash Rewards® Visa® Credit Card

Up to 4x on gas and dining, no annual fee.

4.0★›

PNC Cash Unlimited® Visa Signature® Credit Card

Flat 2x on everything, no annual fee.

4.0★›

PNC points® Visa® Credit Card

Flat 0.8x on everything, no annual fee.

3.0★›

Citizens Bank

Citizens Summit® World Mastercard®

Up to 3x on dining and groceries, no annual fee.

4.0★›

Citizens Summit Reserve® World Elite Mastercard®

Up to 3x on dining and groceries, $295/yr.

3.5★›

Regions

Regions Cash Rewards Visa® Signature® Credit Card

Flat 1.5x on everything, no annual fee.

3.5★›

Regions Prestige Visa® Signature® Credit Card

Up to 3x on dining and groceries, no annual fee.

4.0★›

Fifth Third

Fifth Third 1.67% Cash/Back Card

Flat 1.7x on everything, no annual fee.

3.5★›

Fifth Third Preferred Cash/Back Card

Flat 2x on everything, no annual fee.

3.5★›

KeyBank

Key Cashback Credit Card

Flat 2x on everything, no annual fee.

3.5★›

Key2More Rewards Credit Card

Flat 1x on everything, no annual fee.

3.0★›

Huntington

Huntington Voice Rewards Credit Card

Flat 1x on everything, no annual fee.

3.0★›

Huntington Cashback Credit Card

Flat 1.5x on everything, no annual fee.

3.5★›

HSBC

HSBC Premier World Mastercard®

Up to 3x on groceries and gas, $95/yr.

4.0★›

HSBC Elite World Elite Mastercard®

Up to 5x on travel and dining, $495/yr.

4.5★›

State Department FCU

SDFCU Premium Cash Back+ Visa Signature® Card

Flat 2x on everything, no annual fee.

4.0★›

Affinity FCU

Affinity Cash Rewards Visa® Signature Card

Up to 2x on dining and groceries, no annual fee.

3.5★›

Upgrade

Upgrade Cash Rewards Visa®

Flat 1.5x on everything, no annual fee.

3.5★›

Upgrade Triple Cash Rewards Visa®

Flat 1x on everything, no annual fee.

3.0★›

Updated July 2026. Offers verified against issuer sources.