Credit Card Reviews

An honest, no-fluff review of every card we track. We value all points at a flat 1 cent, take no view from affiliate payouts, and tell you plainly what each card is good at, who should carry it, and where it falls short. Tap any card for the full review.

American Express

American Express® Green
American Express® Green
Up to 3x on dining and travel, $150/yr.
4.5★
American Express® Gold
American Express® Gold
Up to 4x on dining and groceries, $325/yr.
5.0★
American Express® Platinum
American Express® Platinum
Up to 5x on travel, $895/yr.
4.5★
American Express® Blue Cash Preferred
American Express® Blue Cash Preferred
Up to 6x on groceries and streaming, $95/yr.
4.5★
American Express® Blue Cash Everyday
American Express® Blue Cash Everyday
Up to 3x on groceries and gas, no annual fee.
4.0★
Delta SkyMiles® Blue
Delta SkyMiles® Blue
Up to 2x on dining, no annual fee.
3.5★
Delta SkyMiles® Gold
Delta SkyMiles® Gold
Up to 2x on dining and groceries, $150/yr.
3.5★
Delta SkyMiles® Platinum
Delta SkyMiles® Platinum
Up to 2x on dining and groceries, $350/yr.
3.5★
Delta SkyMiles® Reserve
Delta SkyMiles® Reserve
Flat 1x on everything, $650/yr.
3.0★
Hilton Honors Aspire
Hilton Honors Aspire
Up to 7x on dining and travel, $550/yr.
4.5★
Hilton Honors Surpass®
Hilton Honors Surpass®
Up to 6x on dining and groceries, $150/yr.
4.5★
Hilton Honors
Hilton Honors
Up to 5x on dining and groceries, no annual fee.
4.0★
Marriott Bonvoy Brilliant®
Marriott Bonvoy Brilliant®
Up to 3x on dining and travel, $650/yr.
4.0★
American Express® Business Gold
American Express® Business Gold
Up to 4x on dining and gas, $375/yr.
4.5★
American Express® Blue Business Plus
American Express® Blue Business Plus
Flat 2x on everything, no annual fee.
4.0★
American Express® Business Platinum
American Express® Business Platinum
Up to 5x on travel, $895/yr.
5.0★

Chase

Chase Sapphire Preferred®
Chase Sapphire Preferred®
Up to 3x on dining and groceries, $95/yr.
4.5★
Chase Sapphire Reserve®
Chase Sapphire Reserve®
Up to 4x on travel and dining, $795/yr.
5.0★
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Up to 3x on dining and drugstores, no annual fee.
4.0★
Chase Freedom Flex℠
Chase Freedom Flex℠
Up to 3x on dining and drugstores, no annual fee.
4.0★
Chase Freedom Rise®
Chase Freedom Rise®
Flat 1.5x on everything, no annual fee.
3.5★
Prime Visa
Prime Visa
Up to 5x on Whole Foods and Amazon Fresh and dining, no annual fee.
4.0★
Amazon Visa
Amazon Visa
Up to 3x on Whole Foods and Amazon Fresh and dining, no annual fee.
3.5★
Marriott Bonvoy Boundless®
Marriott Bonvoy Boundless®
Up to 3x on dining and groceries, $95/yr.
4.0★
Southwest Rapid Rewards® Plus
Southwest Rapid Rewards® Plus
Up to 2x on groceries and gas, $99/yr.
3.5★
Southwest Rapid Rewards® Priority
Southwest Rapid Rewards® Priority
Up to 2x on dining and gas, $229/yr.
3.5★
Southwest Rapid Rewards® Premier
Southwest Rapid Rewards® Premier
Up to 2x on dining and groceries, $149/yr.
3.5★
Ink Business Preferred®
Ink Business Preferred®
Up to 3x on travel and phone bills, $95/yr.
4.5★
Ink Business Cash®
Ink Business Cash®
Up to 5x on phone bills and office supplies, no annual fee.
4.5★
Ink Business Unlimited®
Ink Business Unlimited®
Flat 1.5x on everything, no annual fee.
3.5★
Chase Sapphire Reserve for Business℠
Chase Sapphire Reserve for Business℠
Up to 4x on dining and travel, $795/yr.
4.0★
IHG One Rewards Premier
IHG One Rewards Premier
Up to 5x on dining and gas, $99/yr.
4.5★
World of Hyatt
World of Hyatt
Up to 2x on dining and travel, $95/yr.
3.5★
United℠ Explorer
United℠ Explorer
Up to 2x on dining, $150/yr.
3.5★
United℠ Gateway
United℠ Gateway
Up to 2x on gas and transit, no annual fee.
3.5★
United℠ Quest
United℠ Quest
Up to 2x on dining and travel, $350/yr.
3.5★
United℠ Club
United℠ Club
Up to 2x on dining and travel, $695/yr.
3.0★

Capital One

Capital One Venture X
Capital One Venture X
Up to 5x on travel, $395/yr.
5.0★
Capital One Savor
Capital One Savor
Up to 3x on dining and groceries, no annual fee.
4.0★
Capital One QuicksilverOne
Capital One QuicksilverOne
Flat 1.5x on everything, $39/yr.
3.5★
Capital One SavorOne
Capital One SavorOne
Up to 3x on dining and groceries, $39/yr.
4.0★
Capital One Quicksilver
Capital One Quicksilver
Flat 1.5x on everything, no annual fee.
3.5★
Capital One Venture
Capital One Venture
Up to 5x on travel, $95/yr.
5.0★
Capital One Quicksilver Student
Capital One Quicksilver Student
Flat 1.5x on everything, no annual fee.
3.5★

Citi

Citi Double Cash®
Citi Double Cash®
Flat 2x on everything, no annual fee.
4.0★
Citi Strata Premier℠
Citi Strata Premier℠
Up to 3x on dining and groceries, $95/yr.
4.5★
Citi Strata Elite℠
Citi Strata Elite℠
Up to 12x on travel and dining, $595/yr.
5.0★
Citi® / AAdvantage® Executive
Citi® / AAdvantage® Executive
Flat 1x on everything, $595/yr.
2.5★
Citi® / AAdvantage® Platinum Select®
Citi® / AAdvantage® Platinum Select®
Up to 2x on dining and gas, $99/yr.
3.5★
Citi® / AAdvantage® MileUp®
Citi® / AAdvantage® MileUp®
Up to 2x on groceries, no annual fee.
3.5★
Citi Strata℠
Citi Strata℠
Up to 3x on groceries and gas, no annual fee.
4.0★
Costco Anywhere Visa®
Costco Anywhere Visa®
Up to 4x on gas and dining, no annual fee.
4.0★

Bilt

Bilt Blue
Bilt Blue
Up to 2x on travel, no annual fee.
4.0★
Bilt Obsidian
Bilt Obsidian
Up to 3x on dining and groceries, $95/yr.
4.5★
Bilt Palladium
Bilt Palladium
Flat 2x on everything, $495/yr.
4.5★

Discover

Discover it® Cash Back
Discover it® Cash Back
Up to 2x on dining and groceries, no annual fee.
3.5★
Discover it® Student Cash Back
Discover it® Student Cash Back
Up to 2x on dining and groceries, no annual fee.
3.5★

Wells Fargo

Wells Fargo Active Cash®
Wells Fargo Active Cash®
Flat 2x on everything, no annual fee.
4.0★
Wells Fargo Autograph℠
Wells Fargo Autograph℠
Up to 3x on dining and gas, no annual fee.
4.5★
Wells Fargo Autograph Journey℠
Wells Fargo Autograph Journey℠
Up to 5x on travel and dining, $95/yr.
4.5★
Wells Fargo Attune℠
Wells Fargo Attune℠
Up to 4x on gas and travel, no annual fee.
4.0★
Wells Fargo Signify Business Cash℠
Wells Fargo Signify Business Cash℠
Flat 2x on everything, no annual fee.
4.0★

Barclays

JetBlue Card
JetBlue Card
Up to 2x on dining and groceries, no annual fee.
3.5★
JetBlue Plus
JetBlue Plus
Up to 2x on dining and groceries, $99/yr.
3.5★
JetBlue Premier
JetBlue Premier
Up to 2x on dining and groceries, $499/yr.
3.0★

Bank of America

Atmos Rewards Ascent
Atmos Rewards Ascent
Up to 2x on gas and streaming, $95/yr.
3.5★
Atmos Rewards Summit
Atmos Rewards Summit
Up to 3x on dining, $395/yr.
3.5★
Bank of America® Customized Cash Rewards
Bank of America® Customized Cash Rewards
Up to 3x on dining and gas, no annual fee.
4.0★

U.S. Bank

U.S. Bank Cash+®
U.S. Bank Cash+®
Up to 5x on gas and travel, no annual fee.
4.0★

Goldman Sachs

Apple Card
Apple Card
Flat 2x on everything, no annual fee.
3.5★

Gemini

Gemini Credit Card
Gemini Credit Card
Up to 4x on gas and dining, no annual fee.
4.0★

Robinhood

Robinhood Gold Card
Robinhood Gold Card
Up to 5x on travel, $50/yr.
4.0★

Updated June 2026. Offers verified against issuer sources.