PenFed Credit Union
PenFed Pathfinder® Rewards Visa Signature® Card
Cash back only
Annual fee
$95/yr
Welcome bonus
50,000 bonus points
Min spend
$3,000 in 90 days
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
4 points per dollar on travel for PenFed Honors Advantage members, 3 points without it
1.5 points per dollar on everything else
Features & benefits
Up to $100 per year in airline incidental credits
Complimentary Priority Pass Select membership
Global Entry or TSA PreCheck application fee credit once every four years
Lounge access
Complimentary Priority Pass Select membership with access to 1,200+ airport lounges
Statement credits
Up to $100 airline incidental fee credit annually
Global Entry or TSA PreCheck fee credit (every 4 years)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the PenFed Pathfinder® Rewards Visa Signature® Card lands.
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