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Citi Double Cash®
Citi

Citi Double Cash®

Pools with Citi → transferable
Annual fee
No annual fee
Welcome bonus
$200 cash back
Min spend
$1,500 in 6 months
Recommended credit
Good (670+)
Apply on Citi siteReview
Before you apply: Citi application and welcome-bonus rules →
Offer last verified June 17, 2026. How we verify.

Earning rates

2% cash back on everything (1% when you buy + 1% when you pay)
0% intro APR on balance transfers for 18 months
Convert cash back to ThankYou® Points (pairs with Strata Premier for airline transfers)

Features & benefits

No category restrictions, earn on every purchase
No annual fee
Citi Entertainment® access for presale tickets and VIP events
Extended warranty and damage & theft purchase protection
World Elite Mastercard travel and lifestyle benefits

Transfer partners

On its own this card earns ThankYou Points worth about 1 cent each. Pool it with a Citi transfer card such as the Strata Elite, though, and the points unlock the same airline and hotel transfers, where major partners include:

Airline partners

American Airlines AAdvantage, Turkish Miles & Smiles, JetBlue TrueBlue, Virgin Atlantic, Avianca LifeMiles, Air France/KLM

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

Wyndham Rewards, Choice Privileges

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full Citi ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi Double Cash® lands.

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