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Citi Strata Elite℠
Citi

Citi Strata Elite℠

Transfers to airlines & hotels
Annual fee
$595/yr
Welcome bonus
75,000 ThankYou® Points
Min spend
$6,000 in 3 months
Recommended credit
Excellent (720+)
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Before you apply: Citi application and welcome-bonus rules →
Offer last verified June 23, 2026. How we verify.

Earning rates

12x ThankYou® Points on hotels, car rentals, and attractions booked via Citi Travel
6x on air travel booked via Citi Travel
6x at restaurants on Friday & Saturday nights (6pm to 6am ET), 3x all other times
1.5x on all other purchases
Transfer points to 18+ airline and hotel partners including American Airlines AAdvantage®

Features & benefits

$300 hotel credit on 2+ night stays booked via Citi Travel
$200 annual choice credit (up to 2 brands: American Airlines, Best Buy, Live Nation & more)
$200 Blacklane chauffeur credit annually ($100 Jan to Jun, $100 Jul to Dec)
Global Entry or TSA PreCheck fee credit (up to $120 every 4 years)
No foreign transaction fees

Lounge access

Priority Pass Select membership: 1,500+ airport lounges worldwide, you plus 2 guests, no visit cap (lounges only, no restaurants)
4 Admirals Club passes per year, each admitting 1 adult plus up to 3 children under 18 (about 50 American Airlines Admirals Club lounges)

Statement credits

$300 hotel credit on 2+ night stays via Citi Travel
$200 annual choice credit (American Airlines, Best Buy, Live Nation & more)
$200 Blacklane chauffeur credit annually
Global Entry or TSA PreCheck fee credit

Transfer partners

Your ThankYou Points transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

American Airlines AAdvantage, Turkish Miles & Smiles, JetBlue TrueBlue, Virgin Atlantic, Avianca LifeMiles, Air France/KLM

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

Wyndham Rewards, Choice Privileges

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full Citi ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi Strata Elite℠ lands.

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