HSBC
HSBC Elite World Elite Mastercard®
Transfers to airlines & hotels
Annual fee
$495/yr
Welcome bonus
60,000 bonus points
Min spend
$4,000 in the first 3 months
Recommended credit
Excellent (720+)
Offer last verified July 17, 2026. How we verify.
Earning rates
5 points per dollar on travel
2 points per dollar on dining
Points transfer 1 to 1 to 11 airline and 2 hotel partners
Features & benefits
1 point per dollar on everything else
Up to $400 annual travel credit plus unlimited Priority Pass with two guests
Lounge access
Complimentary unlimited Priority Pass membership for the cardholder plus up to two guests
Statement credits
Up to $400 annual HSBC Travel credit
Global Entry or TSA PreCheck fee credit (up to $120)
Up to $120 annual rideshare credit ($10 per month)
Up to $140 annual Instacart+ credit
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the HSBC Elite World Elite Mastercard® lands.
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