Navy Federal
Navy Federal Flagship Rewards Visa Signature®
Cash back only
Annual fee
$49/yr
Welcome bonus
35,000 points ($350) after $3,500 in 90 days, plus a year of Amazon Prime
Min spend
$3,500 in 90 days
Recommended credit
Good to Excellent (700+)
Offer last verified July 14, 2026. How we verify.
Earning rates
3x points on travel
2x points on all other purchases
Features & benefits
35,000-point welcome bonus after $3,500 in 90 days
Complimentary Amazon Prime membership (about $139 a year)
Global Entry or TSA PreCheck application fee credit
Requires Navy Federal membership (military affiliation)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Navy Federal Flagship Rewards Visa Signature® lands.
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