Cardless
Coinbase One Card
Cash back only
Annual fee
$50/yr
Welcome bonus
None
Min spend
N/A
Recommended credit
Good (670+)
Offer last verified July 7, 2026. How we verify.
Earning rates
Up to 4% back in Bitcoin on every purchase, tiered by the total assets you hold on Coinbase: 2% base, 2.5% at $10,000, 3% at $50,000, and 4% at $200,000
The boosted tiers apply to the first $10,000 in purchases each month, then 2%
Rewards are paid in Bitcoin, so their dollar value moves with the price of Bitcoin
Features & benefits
Requires an active Coinbase One membership, which starts at $49.99 per year
The $50 annual fee reflects the required Coinbase One membership (about $49.99 a year), not a separate card fee
No foreign transaction fees
Runs on the American Express network
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Coinbase One Card lands.
Calculate My Card