PayPal
PayPal Cashback Mastercard
Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
N/A
Recommended credit
Good (670+)
Rates and offer last verified June 22, 2026.
Earning rates
3% cash back when you check out with PayPal
1.5% cash back on all other purchases
Redeem cash back to your PayPal balance anytime
Features & benefits
No annual fee
Add up to 6 authorized users
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the PayPal Cashback Mastercard lands.
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