Bank of Missouri
Fortiva® Mastercard®
⚠Poor value — we do not recommend this card. It is listed as a cautionary example. The fees are high relative to what you get, and a no-fee secured card builds credit far more cheaply. See the review below for a better alternative.
Cash back only
Annual fee
$175 first year, then $49/yr
Welcome bonus
None
Min spend
N/A
Recommended credit
Poor or rebuilding credit
Offer last verified July 14, 2026. How we verify.
Earning rates
Some versions offer cash back, but the fees usually outweigh it
Up to about 36% APR
Features & benefits
Annual fee up to about $175 the first year, then $0 to $49
Monthly fee (about $8, roughly $96/year) starts after the first year
Reports to all three credit bureaus
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Fortiva® Mastercard® lands.
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