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American Express® Blue Business Plus
American Express

American Express® Blue Business Plus

Transfers to airlines & hotels
Annual fee
No annual fee
Welcome bonus
15,000 Membership Rewards® Points
Min spend
$3,000 in 3 months
Recommended credit
Good (670+)
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Before you apply: American Express application and welcome-bonus rules →
Offer last verified June 17, 2026. How we verify.

Earning rates

2x Membership Rewards® points on all purchases up to $50,000/yr, then 1x
0% intro APR for 12 months on purchases
Transfer points to 20+ airline and hotel partners

Features & benefits

No annual fee
Expanded buying power, spend beyond your limit when your business needs it
Employee cards at no additional cost
No foreign transaction fees
Purchase protection and extended warranty
Car rental loss and damage insurance

Transfer partners

Your Membership Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

Delta SkyMiles, British Airways, Air France/KLM, Singapore Airlines, ANA, Avianca LifeMiles, Emirates Skywards

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

Marriott Bonvoy, Hilton Honors

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full American Express ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express® Blue Business Plus lands.

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