Navy Federal
Navy Federal GO REWARDS® Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
No standing welcome bonus (intro APR offer instead)
Min spend
N/A
Recommended credit
Good (670+)
Offer last verified July 14, 2026. How we verify.
Earning rates
3x points at restaurants
2x points at gas stations
1x point on all other purchases
Features & benefits
No annual fee and no foreign transaction fee
Requires Navy Federal membership (military affiliation)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Navy Federal GO REWARDS® Credit Card lands.
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