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Chase Freedom Flex℠
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Chase Freedom Flex℠

Pools with Chase → transferable
Annual fee
No annual fee
Welcome bonus
$200 cash bonus
Min spend
$500 in 3 months
Recommended credit
Good (670+)
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Before you apply: Chase application and welcome-bonus rules →
Offer last verified June 17, 2026. How we verify.

Earning rates

5% on rotating quarterly categories (up to $1,500/qtr, gas, groceries, Amazon & more)
5% on travel via Chase Travel
3% on dining and drugstores
1% on all other purchases
Pool points with Chase Sapphire for 1:1 airline and hotel transfers

Features & benefits

Cell phone protection up to $800 (when you pay your bill with this card)
No annual fee
Trip cancellation/interruption insurance
Purchase protection and extended warranty
World Elite Mastercard benefits

Transfer partners

On its own this card earns Ultimate Rewards worth about 1 cent each. Pool it with a Chase transfer card such as the Sapphire Preferred, though, and the points unlock the same airline and hotel transfers, where major partners include:

Airline partners

United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

World of Hyatt

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full Chase ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Chase Freedom Flex℠ lands.

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