Chase

Chase Sapphire Reserve®

Transfers to airlines & hotels

Annual fee

$795/yr

Welcome bonus

100,000 Ultimate Rewards® Points

Min spend

$6,000 in 3 months

Recommended credit

Excellent (720+)

Apply on Chase site Review

Before you apply: Chase application and welcome-bonus rules →

Offer last verified June 17, 2026. How we verify.

Earning rates

8x Ultimate Rewards® points on Chase Travel purchases

4x on flights and hotels booked directly with the airline or hotel

3x on dining worldwide

1x on all other purchases

Points Boost: redeem points for up to 2x value on select Chase Travel bookings

Features & benefits

$300 annual travel credit (auto-applied to travel purchases)

Global Entry, TSA PreCheck, or NEXUS application fee credit

1:1 point transfer to 14 airline and hotel partners

Primary rental car coverage and trip cancellation/interruption insurance

No foreign transaction fees

Lounge access

Priority Pass Select: unlimited visits to 1,300+ airport lounges worldwide (lounge access only; Priority Pass restaurants ended July 1, 2024)

Unlimited access to Chase Sapphire Lounge by The Club locations

Up to 2 guests free, then $27 per guest, per visit

Statement credits

$300 annual travel credit (auto-applied)

$300 dining credit via Sapphire Reserve Exclusive Tables ($150 semi-annually)

$500 The Edit luxury hotel credit ($250 semi-annually)

$300 StubHub and viagogo event ticket credit ($150 semi-annually)

Up to $300 in DoorDash credits annually ($25 per month)

Up to $120 Global Entry, TSA PreCheck, or NEXUS credit (every 4 years)

Up to $288 Apple TV+ and Apple Music credit

Transfer partners

Your Ultimate Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

World of Hyatt

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full Chase ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Chase Sapphire Reserve® lands.

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