Best Credit Cards for Gas (2026)
Gas is a steady monthly expense for most households, so a card that earns 3x to 5x at gas stations pays off all year. Some cards rotate gas in as a quarterly category; others earn on it year round.
Watch for caps and note that warehouse-club fuel (Costco gas) may not always code as a gas station. We rank by the gas rate at a flat 1 cent per point.
Our top picks
1. AAA Travel Advantage Visa Signature® 5x at gas stations
The AAA Travel Advantage Visa Signature® has no annual fee, plus a welcome offer of $100 statement credit.
- 5% cash back on gas and EV charging on the first $7,000 each calendar year, then 1%
- The 5% gas and EV category is capped at $350 in cash back per year
2. PenFed Platinum Rewards Visa Signature® Card 5x at gas stations
The PenFed Platinum Rewards Visa Signature® Card has no annual fee, plus a welcome offer of 15,000 bonus points.
- 5 points per dollar at the pump and on EV charging, with no cap
3. U.S. Bank Cash+® 5x at gas stations
The U.S. Bank Cash+® has no annual fee, plus a welcome offer of $250 rewards bonus.
- 2% cash back on one everyday category (gas/EV stations, grocery stores, or restaurants)
4. Sam's Club® Mastercard® 5x at gas stations
The Sam's Club® Mastercard® has no annual fee, plus a welcome offer of $30 statement credit.
- 5% back on gas anywhere Mastercard is accepted, on the first $6,000 per year, then 1%
5. USAA Cashback Rewards Plus American Express® Card 5x at gas stations
The USAA Cashback Rewards Plus American Express® Card has no annual fee, plus a welcome offer of No standing welcome bonus.
- 5% cash back on gas and military-base purchases (first $3,000 per year combined), then 1%
6. Shell Performance Elite World Mastercard® 4x at gas stations
The Shell Performance Elite World Mastercard® has no annual fee, plus a welcome offer of $50 statement credit.
- 4% back on fuel, EV charging, and Shell in-store purchases
7. Verizon Visa® Card 4x at gas stations
The Verizon Visa® Card has no annual fee, plus a welcome offer of Up to $200 in statement credits.
- 4% back in Verizon Dollars on groceries, gas, EV charging, and dining
8. U.S. Bank Altitude® Connect Visa Signature® 4x at gas stations
The U.S. Bank Altitude® Connect Visa Signature® has no annual fee, plus a welcome offer of 20,000 points.
- 4x points at gas and EV charging stations (on the first $1,000 in combined spend each quarter, then 1x)
Compare the top cards
| Card | Rewards rate | Annual fee | Welcome offer | Details |
|---|---|---|---|---|
| AAA Travel Advantage Visa Signature® | 5x at gas stations | No annual fee | $100 statement credit | Review |
| PenFed Platinum Rewards Visa Signature® Card | 5x at gas stations | No annual fee | 15,000 bonus points | Review |
| U.S. Bank Cash+® | 5x at gas stations | No annual fee | $250 rewards bonus | Review |
| Sam's Club® Mastercard® | 5x at gas stations | No annual fee | $30 statement credit | Review |
| USAA Cashback Rewards Plus American Express® Card | 5x at gas stations | No annual fee | No standing welcome bonus | Review |
| Shell Performance Elite World Mastercard® | 4x at gas stations | No annual fee | $50 statement credit | Review |
| Verizon Visa® Card | 4x at gas stations | No annual fee | Up to $200 in statement credits | Review |
| U.S. Bank Altitude® Connect Visa Signature® | 4x at gas stations | No annual fee | 20,000 points | Review |
Rewards rates and offers verified July 2026. Every point is valued at a flat 1 cent. Run your own numbers in the rewards calculator, and check the best current welcome offers for cards running an elevated bonus right now.
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