Best Credit Cards for Amazon (2026)

By Bryce Casson, Founder · Cardocrat · Updated June 2026

The short answer: For heavy Amazon shoppers, a co-branded Amazon card earns the most; everyone else can lean on a strong flat-rate card. the Prime Visa leads.

Amazon is a top spending destination for most households. The co-branded Amazon cards earn the highest rate on Amazon.com and Whole Foods, while a strong flat-rate card covers Amazon and everything else at a solid base rate.

We list the cards that earn the most on Amazon spending, from the dedicated co-brands to the best general-purpose options.

Our top picks

1. Prime Visa 5x at Amazon and Whole Foods (with Prime)

The Prime Visa has no annual fee, plus a welcome offer of $200 Amazon Gift Card upon approval.

5% back at Amazon, Amazon Fresh, and Whole Foods Market (Prime membership required)
No annual fee (Prime membership required)
$150 Amazon gift card upon approval (Amazon balance, not a cash welcome bonus)

2. Amazon Visa 3x at Amazon and Whole Foods

The Amazon Visa has no annual fee, plus a welcome offer of $50 Amazon Gift Card upon approval.

3% back at Amazon, Amazon Fresh, and Whole Foods Market (no Prime membership required)
$60 Amazon gift card upon approval (Amazon balance, not a cash welcome bonus)

3. Wells Fargo Active Cash® 2x flat on everything, including Amazon

The Wells Fargo Active Cash® has no annual fee, plus a welcome offer of $200 cash rewards bonus.

4. Citi Double Cash® 2x flat on everything, including Amazon

The Citi Double Cash® has no annual fee, plus a welcome offer of $200 cash back.

Compare the top cards

Card	Rewards rate	Annual fee	Welcome offer
Prime Visa	5x at Amazon and Whole Foods (with Prime)	No annual fee	$200 Amazon Gift Card upon approval
Amazon Visa	3x at Amazon and Whole Foods	No annual fee	$50 Amazon Gift Card upon approval
Wells Fargo Active Cash®	2x flat on everything, including Amazon	No annual fee	$200 cash rewards bonus
Citi Double Cash®	2x flat on everything, including Amazon	No annual fee	$200 cash back

Rewards rates and offers verified June 2026. Every point is valued at a flat 1 cent. Run your own numbers in the rewards calculator.

Frequently asked questions

What is the best credit card for Amazon?

For Prime members, the co-branded Prime Visa earns 5 percent at Amazon and Whole Foods. Non-Prime shoppers earn 3 percent with the no-Prime Amazon card. If you would rather not add a store card, a flat 2 percent card works on Amazon and everywhere else.

Does the Amazon card have an annual fee?

No. The Amazon cards have no annual fee, though the Prime Visa's 5 percent rate requires an active Amazon Prime membership.

Do Amazon cards earn on Whole Foods?

Yes. Both Amazon cards earn their top rate at Whole Foods Market in addition to Amazon.com.

More best-card guides

Find your best card Browse all cards More guides

Bryce Casson, Founder of Cardocrat. Every card is ranked by what it actually returns, with all points valued at a flat 1 cent and offers verified against issuer sources. About the author.