Best Credit Cards for Streaming Services (2026)

The short answer: Streaming is a small but steady monthly bill, so a card with a streaming bonus quietly adds up. the American Express® Blue Cash Preferred leads our streaming ranking.

Streaming subscriptions are recurring charges that hit every month, which makes them a natural fit for a bonus category. The best cards earn 3x to 6x on select streaming services, and a few pair that with a monthly streaming or entertainment credit.

Card networks define streaming differently, so the list of qualifying services varies, but the major ones (Netflix, Disney+, Hulu, Spotify, Max) usually count. We rank by the streaming earn rate at a flat 1 cent per point.

Our top picks

1. American Express® Blue Cash Preferred 6x on streaming

The American Express® Blue Cash Preferred has a $95 annual fee, plus a welcome offer of $300 statement credit.

  • 6% on select U.S. streaming subscriptions
  • $84 Disney Bundle credit ($7/month)

2. U.S. Bank Cash+® 5x on streaming

The U.S. Bank Cash+® has no annual fee, plus a welcome offer of $250 rewards bonus.

  • Choose your 5% categories each quarter, options include fast food, home utilities, TV/streaming, cell phones, electronics stores, gyms & sporting goods, furniture, and department stores

3. Robinhood Gold Card 3x on streaming

The Robinhood Gold Card has a $50 annual fee, plus a welcome offer of 3% cash back on every purchase from day one.

4. Chase Sapphire Preferred® 3x on streaming

The Chase Sapphire Preferred® has a $95 annual fee, plus a welcome offer of 100,000 Ultimate Rewards® Points.

  • 3x on streaming services

5. Citi Strata℠ 3x on streaming

The Citi Strata℠ has no annual fee, plus a welcome offer of 20,000 ThankYou® Points ($200 value).

  • 3x on one self-select category (streaming, fitness, live entertainment, and more)
  • Citi Entertainment® access for presale tickets and VIP events

Compare the top cards

CardRewards rateAnnual feeWelcome offer
American Express® Blue Cash Preferred6x on streaming$95$300 statement credit
U.S. Bank Cash+®5x on streamingNo annual fee$250 rewards bonus
Robinhood Gold Card3x on streaming$503% cash back on every purchase from day one
Chase Sapphire Preferred®3x on streaming$95100,000 Ultimate Rewards® Points
Citi Strata℠3x on streamingNo annual fee20,000 ThankYou® Points ($200 value)

Rewards rates and offers verified June 2026. Every point is valued at a flat 1 cent. Run your own numbers in the rewards calculator.

Frequently asked questions

Which streaming services earn the bonus rate?
It varies by card. Most issuers publish a list of qualifying services, and the big ones (Netflix, Disney+, Hulu, Spotify, Max, YouTube TV) typically count. Smaller or bundled services sometimes do not, so check your card terms.
Is a streaming bonus worth chasing?
On its own, no. Streaming is a small spend, so the bonus is a nice extra rather than a reason to get a card. It matters most when a card you already want happens to include it, sometimes with a monthly streaming credit on top.
Do any cards give a streaming credit instead of points?
Yes. Some cards offer a monthly statement credit toward a streaming service, which can be worth more than the earn rate if you would pay for that service anyway.

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Bryce Casson

Bryce Casson, Founder of Cardocrat. Every card is ranked by what it actually returns, with all points valued at a flat 1 cent and offers verified against issuer sources. About the author.