Best Credit Cards for Streaming Services (2026)

The short answer: Streaming is a small but steady monthly bill, so a card with a streaming bonus quietly adds up. the American Express® Blue Cash Preferred leads our streaming ranking.

Streaming subscriptions are recurring charges that hit every month, which makes them a natural fit for a bonus category. The best cards earn 3x to 6x on select streaming services, and a few pair that with a monthly streaming or entertainment credit.

Card networks define streaming differently, so the list of qualifying services varies, but the major ones (Netflix, Disney+, Hulu, Spotify, Max) usually count. We rank by the streaming earn rate at a flat 1 cent per point.

Our top picks

1. American Express® Blue Cash Preferred 6x on streaming

The American Express® Blue Cash Preferred has a $95 annual fee, plus a welcome offer of $300 statement credit.

  • 6% on select U.S. streaming subscriptions
  • $84 Disney Bundle credit ($7/month)

2. U.S. Bank Cash+® 5x on streaming

The U.S. Bank Cash+® has no annual fee, plus a welcome offer of $250 rewards bonus.

  • Choose your 5% categories each quarter, options include fast food, home utilities, TV/streaming, cell phones, electronics stores, gyms & sporting goods, furniture, and department stores

3. Robinhood Gold Card 3x on streaming

The Robinhood Gold Card has a $50 annual fee.

4. Citizens Summit Reserve® World Elite Mastercard® 3x on streaming

The Citizens Summit Reserve® World Elite Mastercard® has a $295 annual fee.

  • 3% cash back on dining, groceries, entertainment, and streaming

5. AAA Daily Advantage Visa Signature® 3x on streaming

The AAA Daily Advantage Visa Signature® has no annual fee, plus a welcome offer of $100 statement credit.

  • 3% cash back on gas, EV charging, wholesale clubs, streaming, pharmacies, and AAA purchases

6. PenFed Platinum Rewards Visa Signature® Card 3x on streaming

The PenFed Platinum Rewards Visa Signature® Card has no annual fee, plus a welcome offer of 15,000 bonus points.

  • 3 points per dollar on TV, radio, cable, and streaming

7. USAA Eagle Adapt™ Credit Card 3x on streaming

The USAA Eagle Adapt™ Credit Card has no annual fee, plus a welcome offer of $200 cash bonus.

8. Chase Sapphire Preferred® 3x on streaming

The Chase Sapphire Preferred® has a $95 annual fee, plus a welcome offer of 100,000 Ultimate Rewards® Points.

  • 3x on streaming services

Compare the top cards

CardRewards rateAnnual feeWelcome offerDetails
American Express® Blue Cash Preferred6x on streaming$95$300 statement creditReview
U.S. Bank Cash+®5x on streamingNo annual fee$250 rewards bonusReview
Robinhood Gold Card3x on streaming$50No current offerReview
Citizens Summit Reserve® World Elite Mastercard®3x on streaming$295No current offerReview
AAA Daily Advantage Visa Signature®3x on streamingNo annual fee$100 statement creditReview
PenFed Platinum Rewards Visa Signature® Card3x on streamingNo annual fee15,000 bonus pointsReview
USAA Eagle Adapt™ Credit Card3x on streamingNo annual fee$200 cash bonusReview
Chase Sapphire Preferred®3x on streaming$95100,000 Ultimate Rewards® PointsReview

Rewards rates and offers verified August 2026. Every point is valued at a flat 1 cent. Run your own numbers in the rewards calculator, and check the best current welcome offers for cards running an elevated bonus right now.

Frequently asked questions

Which streaming services earn the bonus rate?
It varies by card. Most issuers publish a list of qualifying services, and the big ones (Netflix, Disney+, Hulu, Spotify, Max, YouTube TV) typically count. Smaller or bundled services sometimes do not, so check your card terms.
Is a streaming bonus worth chasing?
On its own, no. Streaming is a small spend, so the bonus is a nice extra rather than a reason to get a card. It matters most when a card you already want happens to include it, sometimes with a monthly streaming credit on top.
Do any cards give a streaming credit instead of points?
Yes. Some cards offer a monthly statement credit toward a streaming service, which can be worth more than the earn rate if you would pay for that service anyway.

More best-card guides

Bryce Casson

Bryce Casson, Founder of Cardocrat. About the author.