Bread Financial
AAA Daily Advantage Visa Signature®
Cash back only
Annual fee
No annual fee
Welcome bonus
$100 statement credit
Min spend
$1,000 in 3 months
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
5% cash back at grocery stores
3% cash back on gas, EV charging, wholesale clubs, streaming, pharmacies, and AAA purchases
1% cash back on everything else
Combined $500 annual cash-back cap on the grocery, wholesale, and gas categories, then 1%
Features & benefits
No annual fee and no foreign transaction fees
No AAA membership required to apply
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the AAA Daily Advantage Visa Signature® lands.
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