Best Cards for Groceries

The best credit cards for groceries, ranked by real return.

The best grocery credit cards turn an unavoidable expense into one of your biggest rewards categories, earning roughly 3% to 6% back at U.S. supermarkets. Most cap the elevated rate at an annual spending limit and exclude warehouse clubs like Costco, so the right pick depends on how much you spend on food. Below, every major card is ranked by what it actually returns at the grocery store. See our ranked guide to the best groceries cards.