Synchrony
Sam's Club® Mastercard®
Cash back only
Annual fee
No annual fee
Welcome bonus
$30 statement credit (spend $30 same day as account opening)
Min spend
$30 same day
Recommended credit
Good (670+)
Offer last verified July 13, 2026. How we verify.
Earning rates
5% back on gas anywhere Mastercard is accepted, on the first $6,000 per year, then 1%
3% back on dining and takeout
3% back on Sam's Club purchases for Plus members (1% for Club members)
1% back on all other purchases
Rewards paid as Sam's Cash, up to $5,000 per calendar year, redeemable at Sam's Club
Features & benefits
No annual credit-card fee (an active Sam's Club membership is required)
No foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Sam's Club® Mastercard® lands.
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