Bread Financial
AAA Travel Advantage Visa Signature®
Cash back only
Annual fee
No annual fee
Welcome bonus
$100 statement credit
Min spend
$1,000 in 3 months
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
5% cash back on gas and EV charging on the first $7,000 each calendar year, then 1%
3% cash back on groceries, dining, travel, and AAA purchases
1% cash back on everything else
The 5% gas and EV category is capped at $350 in cash back per year
Features & benefits
No annual fee and no foreign transaction fees
No AAA membership required to apply
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the AAA Travel Advantage Visa Signature® lands.
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