HSBC
HSBC Premier World Mastercard®
Transfers to airlines & hotels
Annual fee
$95/yr
Welcome bonus
50,000 bonus points
Min spend
$4,000 in the first 3 months
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3 points per dollar on gas and groceries
2 points per dollar on travel
Points transfer 1 to 1 to 11 airline and 2 hotel partners
Features & benefits
1 point per dollar on everything else
Up to $60 streaming, monthly Lyft, and Instacart+ credits
Statement credits
Up to $60 annual TV and radio streaming credit
$5 monthly Lyft credit
Up to $140 annual Instacart+ credit
Global Entry or TSA PreCheck fee credit
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the HSBC Premier World Mastercard® lands.
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