Wells Fargo
One Key+™ Card
Locked to One Key
Annual fee
$99/yr
Welcome bonus
$350 in OneKeyCash
Min spend
$3,000 in the first 3 months
Recommended credit
Excellent (720+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3% back in OneKeyCash on Expedia, Hotels.com, and Vrbo
3% back on dining, gas, and groceries
2% back on everything else
Features & benefits
$100 in OneKeyCash each year, which offsets the fee if you book once
No foreign transaction fees
Statement credits
$100 OneKeyCash anniversary credit annually
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the One Key+™ Card lands.
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