Bank of America
Bank of America® Premium Rewards® Credit Card
Cash back only
Annual fee
$95/yr
Welcome bonus
60,000 online bonus points
Min spend
$4,000 in 90 days
Recommended credit
Excellent (720+)
Offer last verified July 17, 2026. How we verify.
Earning rates
2 points per dollar on travel and dining, 1.5 points on everything else
Preferred Rewards members earn 25% to 75% more points, up to 3.5x travel and dining
Features & benefits
Up to $100 per year in airline incidental credits for bags, seats, and lounge day passes
Global Entry or TSA PreCheck application fee credit once every four years
No foreign transaction fees
Statement credits
Up to $100 airline incidental fee credit annually
Global Entry or TSA PreCheck fee credit (up to $100 every 4 years)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Bank of America® Premium Rewards® Credit Card lands.
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