FNBO
JAL USA CARD (Premium)
Locked to JAL Mileage Bank
Annual fee
$0 first year, then $85/yr
Welcome bonus
10,000 bonus miles
Min spend
$7,000 in the first 3 billing cycles
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
2 miles per dollar on eligible JAL purchases
5,000 bonus miles after your first JAL international flight
Features & benefits
1 mile per dollar on everything else
Annual and upgrade fees waived for the first year
No foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the JAL USA CARD (Premium) lands.
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