Bank of America
Atmos Rewards Ascent
Locked to Atmos Rewards
Annual fee
$95/yr
Welcome bonus
Up to 100,000 bonus points after qualifying spend
Min spend
$3,000 in 90 days
Recommended credit
Good to Excellent (700+)
Rates and offer last verified June 12, 2026.
Earning rates
3x points on Alaska Airlines and Hawaiian Airlines purchases
2x points on gas, EV charging, cable, streaming, and local transit
1x on all other purchases
10% rewards bonus with an eligible Bank of America account
Features & benefits
Annual Companion Fare from $99 (plus taxes and fees)
First checked bag free for you and up to 6 guests
No foreign transaction fees
Statement credits
Annual Companion Fare from $99 (plus taxes and fees) after qualifying spend
How does it rank for your spending?
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