Chase
United℠ Club
Locked to United MileagePlus
Annual fee
$695/yr
Welcome bonus
Up to 90,000 bonus miles (80,000 after $5,000 spend)
Min spend
$5,000 in 3 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 12, 2026.
Earning rates
11x miles on United flights booked with the card
5x miles on prepaid hotels and other United purchases
2x miles on travel and dining
1x miles on all other purchases
Features & benefits
United Club membership for you and eligible travel companions
First and second checked bags free on United (primary cardmember + 1 companion)
Premier Access travel services and priority boarding
Up to $100 Global Entry, TSA PreCheck, or NEXUS fee credit
No foreign transaction fees
Statement credits
United Club membership for you and eligible guests (worth about $750 a year)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the United℠ Club lands.
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