Chase
United Club℠ Business Card
Locked to United MileagePlus
Annual fee
$695/yr
Welcome bonus
110,000 miles
Min spend
$5,000 in 3 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 22, 2026.
Earning rates
2x miles on United purchases, 1.5x on everything else
Features & benefits
Full United Club membership
Free first checked bag for you and a companion
Premium annual travel credits
No foreign transaction fees
Lounge access
United Club membership: lounge access for you, one guest, and dependents under 18
Star Alliance partner lounges and 2 adult guests once you reach the All Access tier (Premier Gold status or $50,000 in annual spend)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the United Club℠ Business Card lands.
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