Synchrony
Venmo Visa® Signature Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
N/A
Recommended credit
Good to Excellent (670+)
Offer last verified July 7, 2026. How we verify.
Earning rates
3% cash back on your top eligible spend category each month
2% cash back on your next-highest category
1% cash back on all other purchases
Cash back is deposited to your Venmo balance
Features & benefits
Categories update automatically based on your spending, with no activation
No annual fee and no foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Venmo Visa® Signature Credit Card lands.
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