Discover
Discover it® Chrome
Cash back only
Annual fee
No annual fee
Welcome bonus
Cashback Match, all cash back earned in year 1 doubled
Min spend
No minimum
Recommended credit
Fair to Good (630+)
Offer last verified July 26, 2026. How we verify.
Earning rates
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, then 1%
1% cash back on all other purchases
Unlimited Cashback Match, Discover doubles all cash back earned in your first year
Features & benefits
No annual fee, no foreign transaction fees
Free FICO® credit score on every statement
Freeze your account instantly via the app
$0 fraud liability guarantee
No late fee on your first late payment
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Discover it® Chrome lands.
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