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American Express® Gold
American Express

American Express® Gold

Limited-Time Offer
Transfers to airlines & hotels
Annual fee
$325/yr
Welcome bonus
60,000 100,000 Membership Rewards® Points
Min spend
$8,000 in 6 months
Recommended credit
Good to Excellent (700+)
Apply on American Express siteReview
Before you apply: American Express application and welcome-bonus rules →
Offer last verified June 23, 2026. How we verify.

Earning rates

4x points at U.S. restaurants
4x points at U.S. supermarkets (up to $25k/yr)
3x points on flights booked direct or via Amex Travel

Features & benefits

$120 Uber Cash credit ($10/month for Uber Eats or rides)
$120 dining credit ($10/month at Grubhub, The Cheesecake Factory & more)
$100 Resy credit ($50 semi-annually at Resy restaurants)
$84 Dunkin' credit ($7/month)
No foreign transaction fees
Baggage insurance plan and trip delay reimbursement
Purchase protection and extended warranty
Car rental loss and damage insurance

Statement credits

$120 Uber Cash ($10/month)
$120 dining credit ($10/month at Grubhub & more)
$100 Resy credit ($50 semi-annually)
$84 Dunkin' credit ($7/month)

Transfer partners

Your Membership Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

Delta SkyMiles, British Airways, Air France/KLM, Singapore Airlines, ANA, Avianca LifeMiles, Emirates Skywards

See exactly what a flight award costs

Stop guessing at point values. Look up the real mileage price and live seat availability for a specific flight.

Search award flights on seats.aero →

Hotel partners

Marriott Bonvoy, Hilton Honors

See what a hotel award costs

Look up the live points price and availability for a specific hotel stay before you book.

Search award stays on rooms.aero →

See the full American Express ecosystem, card lineup, and live transfer bonuses →

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express® Gold lands.

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