Chase
Instacart Mastercard®
Cash back only
Annual fee
No annual fee
Welcome bonus
$50 Instacart credit on approval
Min spend
None
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
5% cash back on Instacart on the first $6,000 each year, then 1%
5% cash back on travel booked through Chase Travel
2% cash back on gas, dining, and select streaming
Features & benefits
Complimentary Instacart+ membership for the first year, then $99 unless canceled
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Instacart Mastercard® lands.
Calculate My Card