Upgrade
Upgrade Cash Rewards Visa®
Cash back only
Annual fee
No annual fee
Welcome bonus
$200 bonus
Min spend
open a Rewards Checking account and make 3 debit transactions
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
Unlimited 1.5% cash back on every purchase
Cash back is credited as you pay down the balance
Features & benefits
No annual fee and no foreign transaction fees
Fixed monthly payments on what you spend
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Upgrade Cash Rewards Visa® lands.
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