Wells Fargo
One Key™ Card
Locked to One Key
Annual fee
No annual fee
Welcome bonus
$300 in OneKeyCash
Min spend
$1,000 in the first 3 months
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3% back in OneKeyCash on Expedia, Hotels.com, and Vrbo
3% back on dining, gas, and groceries
1.5% back on everything else
Features & benefits
No annual fee and no foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the One Key™ Card lands.
Calculate My Card