Crypto.com
Crypto.com Obsidian
Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
N/A
Recommended credit
Good to Excellent (700+)
Offer last verified July 15, 2026. How we verify.
Earning rates
6% back in crypto on every purchase, the top Crypto.com tier
Rewards are paid in CRO by default, or you can switch to Bitcoin (the Bitcoin option is capped at $10,000 in purchases per month)
Rewards are paid in cryptocurrency, so their dollar value moves with the market
Features & benefits
Reached only by locking up $500,000 of CRO for 12 months, making it an ultra-exclusive tier you cannot simply apply for
Adds Priority Pass airport lounge access
No foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Crypto.com Obsidian lands.
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