Chase
The Ritz-Carlton® Credit Card
Locked to Marriott Bonvoy
Annual fee
$450/yr
Welcome bonus
Not available — upgrade only (product change from a Chase Marriott Bonvoy card)
Min spend
N/A
Recommended credit
Excellent (740+)
Offer last verified July 10, 2026. How we verify.
Earning rates
6x Marriott Bonvoy points at Marriott portfolio hotels
3x points on dining, airfare, and car rentals
2x points on all other purchases
Free Night Award each anniversary (up to 85,000 points)
Features & benefits
$300 annual travel credit (airline incidental fees and travel purchases)
Automatic Marriott Bonvoy Gold Elite Status (Platinum with $75k annual spend)
15 Elite Night Credits annually
3 club-level upgrades per year on paid stays up to 7 nights
$100 property credit on Ritz-Carlton and St. Regis stays of 2+ nights
Global Entry or TSA PreCheck fee credit
No foreign transaction fees
Lounge access
Priority Pass Select membership (enrollment required): unlimited visits to 1,300+ airport lounges, you plus 2 guests free — one of the few Marriott cards that still includes lounge access
Statement credits
$300 annual travel credit
Free Night Award each anniversary (up to 85,000 pts)
$100 Ritz-Carlton/St. Regis property credit on 2+ night stays
Global Entry or TSA PreCheck fee credit
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the The Ritz-Carlton® Credit Card lands.
Calculate My Card