TD Bank
TD First Class℠ Visa Signature® Credit Card
Cash back only
Annual fee
$0 first year, then $89/yr
Welcome bonus
25,000 bonus miles after $3,000 in 6 billing cycles
Min spend
$3,000 in 6 billing cycles
Recommended credit
Good to Excellent (700+)
Offer last verified July 13, 2026. How we verify.
Earning rates
3x miles on travel and dining
1x miles on all other purchases
25,000 bonus miles after $3,000 in the first 6 billing cycles
Miles redeem for travel at about 1 cent each (not transferable to partners)
Features & benefits
$89 annual fee waived the first year
No foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the TD First Class℠ Visa Signature® Credit Card lands.
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