Bank of America
Atmos Rewards Summit
Locked to Atmos Rewards
Annual fee
$395/yr
Welcome bonus
Up to 100,000 bonus points after qualifying spend
Min spend
$4,000 in 90 days
Recommended credit
Excellent (720+)
Rates and offer last verified June 12, 2026.
Earning rates
3.3x points on Alaska Airlines and Hawaiian Airlines purchases (with an eligible Bank of America account)
3x points on dining and foreign purchases
1x on all other purchases
Earn elite status points on your spending
Features & benefits
Annual Companion Fare
Alaska Lounge+ day passes and lounge access
No foreign transaction fees
Statement credits
Annual Companion Fare
Alaska Lounge+ day passes each year
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Atmos Rewards Summit lands.
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