Synchrony
OnePay CashRewards Mastercard
Cash back only
Annual fee
No annual fee
Welcome bonus
$35 cash back
Min spend
$75 in the first 30 days
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3% back at Walmart, online and in store
5% back at Walmart for Walmart+ members
1.5% back on everything else, with no caps
Features & benefits
No annual fee
Redeem as a statement credit or cash into a OnePay account
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the OnePay CashRewards Mastercard lands.
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