Bank of America
Bank of America® Unlimited Cash Rewards Credit Card
Cash back only
Annual fee
No annual fee
Welcome bonus
$200 online cash rewards bonus
Min spend
$1,000 in 90 days
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
Unlimited 1.5% cash back on every purchase with no categories to track
Earns 2% cash back on all purchases for the first year from account opening, then 1.5%
0% intro APR for the first 15 billing cycles on purchases
Preferred Rewards members earn 25% to 75% more cash back, up to 2.62% effective
Features & benefits
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Bank of America® Unlimited Cash Rewards Credit Card lands.
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