Upgrade
Upgrade Triple Cash Rewards Visa®
Cash back only
Annual fee
No annual fee
Welcome bonus
$200 bonus
Min spend
open a Rewards Checking account and make 3 debit transactions
Recommended credit
Good (670+)
Offer last verified July 17, 2026. How we verify.
Earning rates
3% cash back on home, auto, and health purchases
1% cash back on everything else
Cash back is credited as you pay down the balance
Features & benefits
No annual fee and no foreign transaction fees
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Upgrade Triple Cash Rewards Visa® lands.
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