American Express
Hilton Honors Surpass®
Limited-Time Offer
Locked to Hilton Honors
Annual fee
$150/yr
Welcome bonus
Min spend
$3,000 in 6 months
Recommended credit
Good (670+)
Offer last verified June 17, 2026. How we verify.
Earning rates
12x Hilton Honors points at Hilton portfolio hotels
6x at U.S. restaurants, supermarkets, and gas stations
3x on all other purchases
Automatic Hilton Honors Gold Status (80% bonus points, room upgrades when available)
Features & benefits
Free Night Reward each card anniversary
$200 Hilton resort statement credit annually
No foreign transaction fees
Trip cancellation/interruption insurance and baggage insurance
Car rental loss and damage insurance
Statement credits
$200 Hilton resort statement credit annually
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Hilton Honors Surpass® lands.
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